CashLoan Inspection Report 2026-02-10 (v4.22)

1核心监控 (Core Monitoring)

Overall Entrant

8.23%

入催率

Overall DPD5

3.36%

T+6 Overdue

Collection Rate

30.32%

Global Repay

Connect Rate

3.01%

Strategy Exec

到期月回收曲线 (Due Month Recovery Curve)

客群:

* 回收率 = 1 - 剩余本金 / 到期逾期本金。X轴 = 距到期日天数。

Vintage 矩阵 (Risk Matrix)

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09	9.25%→	-	-	-	-	-	-	-	-	-	-
2026-02-08	9.21%↑1.05%	35.0%↑12.6%	-	-	-	-	-	-	-	-	-
2026-02-07	8.16%↑0.30%	22.4%↓7.9%	40.4%↑3.1%	-	-	-	-	-	-	-	-
2026-02-06	7.86%↑0.48%	30.3%↓7.4%	37.3%↓10.7%	46.4%↓5.0%	-	-	-	-	-	-	-
2026-02-05	7.38%↓0.50%	37.7%↑0.6%	48.0%↓2.3%	51.3%↓3.8%	55.8%↓1.4%	-	-	-	-	-	-
2026-02-04	7.88%↓0.29%	37.1%↑4.7%	50.3%↑4.5%	55.1%↑2.7%	57.2%↑1.4%	59.7%↑2.8%	-	-	-	-	-
2026-02-03	8.17%↑0.10%	32.4%↓0.5%	45.8%↑0.4%	52.4%↑1.0%	55.8%↑0.6%	56.9%↓0.9%	58.5%↑0.2%	-	-	-	-
2026-02-02	8.07%↓0.73%	33.0%↓5.7%	45.5%↓5.5%	51.4%↓4.0%	55.2%↓3.8%	57.7%↓3.9%	58.2%↓4.7%	59.0%↓4.6%	-	-	-
2026-02-01	8.80%↑0.95%	38.7%↑8.7%	50.9%↑3.3%	55.4%↑3.0%	59.0%↑3.2%	61.7%↑4.1%	63.0%↑4.1%	63.6%↑3.9%	-	-	-
2026-01-31	7.85%↓0.50%	30.0%↓6.7%	47.6%↑1.9%	52.4%↓0.5%	55.8%↓1.1%	57.6%↓1.5%	58.9%↓2.2%	59.7%↓3.1%	-	-	-
2026-01-30	8.35%↓2.28%	36.8%↓9.7%	45.7%↓12.9%	52.9%↓8.8%	56.9%↓8.6%	59.1%↓8.9%	61.1%↓8.3%	62.8%↓7.8%	65.7%↓7.1%	-	-
2026-01-29	10.63%↑1.33%	46.5%↑10.5%	58.6%↑4.0%	61.7%↑1.1%	65.5%↑2.8%	68.0%↑3.2%	69.4%↑3.0%	70.7%↑3.4%	72.8%↑3.6%	-	-
2026-01-28	9.30%↑0.18%	35.9%↑2.9%	54.6%↑7.3%	60.6%↑4.4%	62.7%↑3.3%	64.8%↑3.9%	66.3%↑2.8%	67.3%↑2.3%	69.2%↑2.0%	-	-
2026-01-27	9.12%↓0.72%	33.0%↓2.2%	47.3%→	56.2%↓0.2%	59.4%↓1.9%	60.9%↓3.5%	63.5%↓2.5%	65.0%↓2.1%	67.3%↓3.2%	-	-
2026-01-26	9.84%↑0.93%	35.3%↓3.7%	47.4%↓2.5%	56.4%↑0.6%	61.3%↑1.8%	64.5%↑1.9%	66.0%↑0.8%	67.1%→	70.4%↑1.7%	-	-
2026-01-25	8.91%↑0.48%	39.0%↑12.2%	49.9%↑8.3%	55.8%↑7.3%	59.5%↑5.3%	62.6%↑3.5%	65.1%↑2.6%	67.1%↑3.3%	68.7%↑0.8%	71.0%→	-
2026-01-24	8.43%↑0.57%	26.8%↓0.9%	41.6%↑9.0%	48.4%↑7.1%	54.1%↑6.1%	59.1%↑8.9%	62.5%↑9.2%	63.8%↑6.6%	67.9%↑7.3%	71.0%↑7.6%	-
2026-01-23	7.86%↓0.26%	27.7%↓7.5%	32.6%↓12.4%	41.3%↓6.8%	48.1%↓5.0%	50.2%↓6.3%	53.3%↓5.1%	57.2%↓4.0%	60.6%↓4.8%	63.4%↓5.1%	-
2026-01-22	8.12%↑0.32%	35.2%↑1.8%	45.0%↓2.7%	48.1%↓4.9%	53.1%↓2.2%	56.5%↓0.5%	58.4%↓0.6%	61.2%→	65.4%↓1.4%	68.5%↓1.0%	-
2026-01-21	7.80%↓0.33%	33.4%↑3.1%	47.7%↑4.6%	53.1%↑3.3%	55.2%↑2.2%	57.0%↑2.5%	59.0%↑3.2%	61.1%↑4.1%	66.8%↑4.8%	69.5%↑4.4%	-
2026-01-20	8.13%	30.3%	43.1%	49.8%	53.0%	54.5%	55.8%	57.0%	62.0%	65.2%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09	9.25%→	-	-	-	-	-	-	-	-	-	-
2026-02-08	9.21%↑1.05%	6.0%↓0.3%	-	-	-	-	-	-	-	-	-
2026-02-07	8.16%↑0.30%	6.3%↑0.9%	4.9%→	-	-	-	-	-	-	-	-
2026-02-06	7.86%↑0.48%	5.5%↑0.9%	4.9%↑1.1%	4.2%↑0.6%	-	-	-	-	-	-	-
2026-02-05	7.38%↓0.50%	4.6%↓0.4%	3.8%→	3.6%→	3.3%↓0.1%	-	-	-	-	-	-
2026-02-04	7.88%↓0.29%	5.0%↓0.6%	3.9%↓0.5%	3.5%↓0.3%	3.4%↓0.2%	3.2%↓0.3%	-	-	-	-	-
2026-02-03	8.17%↑0.10%	5.5%↑0.1%	4.4%→	3.9%→	3.6%→	3.5%↑0.1%	3.4%→	-	-	-	-
2026-02-02	8.07%↓0.73%	5.4%→	4.4%→	3.9%→	3.6%→	3.4%→	3.4%↑0.1%	3.3%↑0.1%	-	-	-
2026-02-01	8.80%↑0.95%	5.4%→	4.3%↑0.2%	3.9%↑0.2%	3.6%↑0.1%	3.4%→	3.3%→	3.2%→	-	-	-
2026-01-31	7.85%↓0.50%	5.5%↑0.2%	4.1%↓0.4%	3.7%↓0.2%	3.5%↓0.1%	3.3%→	3.2%→	3.2%→	-	-	-
2026-01-30	8.35%↓2.28%	5.3%↓0.4%	4.5%↑0.1%	3.9%↓0.1%	3.6%→	3.4%→	3.2%→	3.1%→	2.9%→	-	-
2026-01-29	10.63%↑1.33%	5.7%↓0.3%	4.4%↑0.2%	4.1%↑0.4%	3.7%↑0.2%	3.4%↑0.1%	3.3%↑0.1%	3.1%→	2.9%→	-	-
2026-01-28	9.30%↑0.18%	6.0%↓0.2%	4.2%↓0.6%	3.7%↓0.3%	3.5%↓0.2%	3.3%↓0.3%	3.1%↓0.2%	3.0%↓0.1%	2.9%↓0.1%	-	-
2026-01-27	9.12%↓0.72%	6.1%↓0.3%	4.8%↓0.4%	4.0%↓0.3%	3.7%↓0.1%	3.6%→	3.3%→	3.2%→	3.0%→	-	-
2026-01-26	9.84%↑0.93%	6.4%↑0.9%	5.2%↑0.7%	4.3%↑0.4%	3.8%↑0.2%	3.5%↑0.2%	3.4%↑0.2%	3.2%↑0.3%	2.9%↑0.1%	-	-
2026-01-25	8.91%↑0.48%	5.4%↓0.7%	4.5%↓0.5%	3.9%↓0.4%	3.6%↓0.3%	3.3%↓0.1%	3.1%→	2.9%↓0.1%	2.8%→	2.6%↑0.1%	-
2026-01-24	8.43%↑0.57%	6.2%↑0.5%	4.9%↓0.4%	4.3%↓0.3%	3.9%↓0.2%	3.5%↓0.5%	3.2%↓0.5%	3.1%↓0.3%	2.7%↓0.4%	2.5%↓0.4%	-
2026-01-23	7.86%↓0.26%	5.7%↑0.4%	5.3%↑0.8%	4.6%↑0.4%	4.1%↑0.3%	3.9%↑0.4%	3.7%↑0.3%	3.4%↑0.2%	3.1%↑0.3%	2.9%↑0.3%	-
2026-01-22	8.12%↑0.32%	5.3%→	4.5%↑0.4%	4.2%↑0.5%	3.8%↑0.3%	3.5%↑0.2%	3.4%↑0.2%	3.1%↑0.1%	2.8%↑0.2%	2.6%↑0.2%	-
2026-01-21	7.80%↓0.33%	5.2%↓0.5%	4.1%↓0.5%	3.7%↓0.4%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.4%	3.0%↓0.5%	2.6%↓0.5%	2.4%↓0.5%	-
2026-01-20	8.13%	5.7%	4.6%	4.1%	3.8%	3.7%	3.6%	3.5%	3.1%	2.8%	-

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09	17.22%↓1.59%	-	-	-	-	-	-	-	-	-	-
2026-02-08	18.81%↑1.98%	12.2%↑3.2%	-	-	-	-	-	-	-	-	-
2026-02-07	16.83%↑2.85%	9.0%↑4.1%	14.7%↑7.1%	-	-	-	-	-	-	-	-
2026-02-06	13.98%↑1.70%	4.9%↓11.0%	7.7%↓12.9%	9.8%↓12.3%	-	-	-	-	-	-	-
2026-02-05	12.28%↓2.73%	15.8%↑3.7%	20.6%↑2.8%	22.1%↓3.7%	28.2%↑0.9%	-	-	-	-	-	-
2026-02-04	15.01%↓1.81%	12.1%↑3.0%	17.8%↓1.1%	25.7%↓1.3%	27.3%↓3.5%	29.5%↓1.2%	-	-	-	-	-
2026-02-03	16.82%↑3.77%	9.1%↓9.5%	18.9%↓6.7%	27.0%↓1.9%	30.8%↓3.3%	30.8%↓4.6%	31.2%↓4.2%	-	-	-	-
2026-02-02	13.05%↓5.12%	18.6%↑2.6%	25.6%↑3.2%	28.9%↑1.8%	34.1%↑4.6%	35.4%↑4.7%	35.4%↑2.4%	36.0%↑3.0%	-	-	-
2026-02-01	18.17%↑0.73%	16.0%↑6.5%	22.4%↑9.7%	27.1%↑11.4%	29.5%↑6.8%	30.7%↑5.6%	33.0%↑6.0%	33.0%↑4.7%	-	-	-
2026-01-31	17.44%↑1.73%	9.6%↓8.0%	12.7%↓9.4%	15.7%↓13.6%	22.7%↓10.4%	25.0%↓9.6%	27.1%↓8.1%	28.3%↓10.1%	-	-	-
2026-01-30	15.71%↓1.50%	17.6%↓6.5%	22.1%↓9.5%	29.3%↓3.4%	33.1%↓6.1%	34.6%↓6.5%	35.1%↓7.3%	38.4%↓5.7%	41.2%↓5.6%	-	-
2026-01-29	17.21%↑0.52%	24.1%↑12.4%	31.6%↑6.0%	32.7%↑2.0%	39.2%↑6.9%	41.1%↑7.3%	42.4%↑6.2%	44.1%↑6.0%	46.8%↑5.3%	-	-
2026-01-28	16.69%↑2.10%	11.6%→	25.6%↑1.4%	30.7%↑4.8%	32.3%↓2.3%	33.8%↓0.9%	36.2%↓1.6%	38.1%↓0.1%	41.5%↑0.6%	-	-
2026-01-27	14.59%↓0.20%	11.6%↓0.8%	24.1%↑3.4%	25.8%↓0.2%	34.6%↑6.4%	34.7%↑4.8%	37.8%↑8.0%	38.2%↑7.6%	40.9%↑1.9%	-	-
2026-01-26	14.79%↑0.45%	12.4%↓0.8%	20.7%↑3.6%	26.0%↑3.5%	28.2%↑4.2%	29.8%↑5.6%	29.8%↑2.3%	30.6%↑2.1%	39.0%↑9.0%	-	-
2026-01-25	14.34%↑0.54%	13.2%↓0.4%	17.1%↓4.2%	22.5%↓4.3%	23.9%↓9.4%	24.2%↓9.6%	27.5%↓9.7%	28.5%↓9.8%	30.0%↓14.9%	33.5%↓13.3%	-
2026-01-24	13.80%↓3.72%	13.6%↑3.4%	21.3%↑10.3%	26.8%↑8.1%	33.3%↑9.8%	33.8%↑9.2%	37.2%↑9.4%	38.3%↑4.3%	44.9%↑8.6%	46.8%↑8.6%	-
2026-01-23	17.52%↑3.69%	10.2%→	11.0%↓4.1%	18.7%↑0.7%	23.5%↑1.0%	24.6%↓3.1%	27.9%↓3.0%	34.0%↑0.3%	36.4%↓0.9%	38.2%↓4.9%	-
2026-01-22	13.83%↓1.63%	10.3%↑3.8%	15.1%↑0.9%	18.1%↓1.4%	22.6%↓1.1%	27.7%↑2.8%	30.9%↑3.6%	33.7%↑2.8%	37.3%↑2.0%	43.0%↑6.4%	-
2026-01-21	15.46%↑0.54%	6.5%↓2.9%	14.2%↓2.3%	19.5%↓1.0%	23.6%↑2.5%	24.9%↑3.7%	27.3%↑3.6%	30.9%↑5.5%	35.3%↑4.1%	36.6%↑1.1%	-
2026-01-20	14.92%	9.3%	16.5%	20.5%	21.1%	21.1%	23.7%	25.5%	31.3%	35.6%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09	17.22%↓1.59%	-	-	-	-	-	-	-	-	-	-
2026-02-08	18.81%↑1.98%	16.5%↑1.2%	-	-	-	-	-	-	-	-	-
2026-02-07	16.83%↑2.85%	15.3%↑2.0%	14.3%↑1.4%	-	-	-	-	-	-	-	-
2026-02-06	13.98%↑1.70%	13.3%↑3.0%	12.9%↑3.1%	12.6%↑3.1%	-	-	-	-	-	-	-
2026-02-05	12.28%↓2.73%	10.3%↓2.8%	9.8%↓2.6%	9.6%↓1.6%	8.8%↓2.1%	-	-	-	-	-	-
2026-02-04	15.01%↓1.81%	13.2%↓2.1%	12.3%↓1.3%	11.2%↓1.1%	10.9%↓0.7%	10.6%↓1.1%	-	-	-	-	-
2026-02-03	16.82%↑3.77%	15.3%↑4.7%	13.7%↑3.9%	12.3%↑3.0%	11.7%↑3.0%	11.7%↑3.2%	11.6%↑3.1%	-	-	-	-
2026-02-02	13.05%↓5.12%	10.6%↓4.6%	9.7%↓4.4%	9.3%↓4.0%	8.6%↓4.2%	8.4%↓4.2%	8.4%↓3.7%	8.3%↓3.8%	-	-	-
2026-02-01	18.17%↑0.73%	15.2%↓0.5%	14.1%↓1.1%	13.2%↓1.5%	12.8%↓0.7%	12.6%↓0.5%	12.2%↓0.6%	12.2%↓0.3%	-	-	-
2026-01-31	17.44%↑1.73%	15.8%↑2.8%	15.2%↑3.0%	14.7%↑3.6%	13.5%↑3.0%	13.1%↑2.8%	12.7%↑2.5%	12.5%↑2.8%	-	-	-
2026-01-30	15.71%↓1.50%	13.0%↓0.1%	12.2%↑0.5%	11.1%↓0.5%	10.5%→	10.3%↑0.1%	10.2%↑0.3%	9.7%→	9.2%→	-	-
2026-01-29	17.21%↑0.52%	13.1%↓1.7%	11.8%↓0.6%	11.6%→	10.5%↓0.8%	10.1%↓0.9%	9.9%↓0.7%	9.6%↓0.7%	9.2%↓0.6%	-	-
2026-01-28	16.69%↑2.10%	14.8%↑1.8%	12.4%↑1.3%	11.6%↑0.7%	11.3%↑1.8%	11.0%↑1.5%	10.7%↑1.6%	10.3%↑1.3%	9.8%↑1.1%	-	-
2026-01-27	14.59%↓0.20%	12.9%→	11.1%↓0.6%	10.8%↓0.1%	9.6%↓1.1%	9.5%↓0.8%	9.1%↓1.3%	9.0%↓1.2%	8.6%↓0.4%	-	-
2026-01-26	14.79%↑0.45%	13.0%↑0.5%	11.7%↓0.2%	10.9%↓0.2%	10.6%↓0.3%	10.4%↓0.5%	10.4%→	10.3%→	9.0%↓1.0%	-	-
2026-01-25	14.34%↑0.54%	12.4%↑0.5%	11.9%↑1.0%	11.1%↑1.0%	10.9%↑1.7%	10.9%↑1.7%	10.4%↑1.7%	10.2%↑1.7%	10.0%↑2.4%	9.5%↑2.2%	-
2026-01-24	13.80%↓3.72%	11.9%↓3.8%	10.9%↓4.7%	10.1%↓4.1%	9.2%↓4.2%	9.1%↓4.1%	8.7%↓4.0%	8.5%↓3.0%	7.6%↓3.6%	7.3%↓3.5%	-
2026-01-23	17.52%↑3.69%	15.7%↑3.3%	15.6%↑3.9%	14.2%↑2.9%	13.4%↑2.7%	13.2%↑3.2%	12.6%↑3.1%	11.6%↑2.4%	11.2%↑2.5%	10.8%↑2.9%	-
2026-01-22	13.83%↓1.63%	12.4%↓2.1%	11.7%↓1.5%	11.3%↓1.1%	10.7%↓1.1%	10.0%↓1.6%	9.6%↓1.7%	9.2%↓1.5%	8.7%↓1.3%	7.9%↓1.9%	-
2026-01-21	15.46%↑0.54%	14.5%↑0.9%	13.3%↑0.8%	12.4%↑0.6%	11.8%→	11.6%↓0.2%	11.2%↓0.1%	10.7%↓0.4%	10.0%↓0.2%	9.8%↑0.2%	-
2026-01-20	14.92%	13.5%	12.4%	11.9%	11.8%	11.8%	11.4%	11.1%	10.2%	9.6%	-

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09	8.81%↑0.11%	-	-	-	-	-	-	-	-	-	-
2026-02-08	8.70%↑1.09%	37.6%↑13.4%	-	-	-	-	-	-	-	-	-
2026-02-07	7.61%↑0.11%	24.2%↓8.8%	44.0%↑3.5%	-	-	-	-	-	-	-	-
2026-02-06	7.50%↑0.37%	33.0%↓6.6%	40.5%↓9.9%	50.3%↓3.6%	-	-	-	-	-	-	-
2026-02-05	7.13%↓0.28%	39.6%↓0.8%	50.4%↓4.2%	53.9%↓5.1%	58.2%↓2.9%	-	-	-	-	-	-
2026-02-04	7.41%↓0.26%	40.5%↑5.1%	54.6%↑5.4%	59.0%↑3.4%	61.2%↑2.2%	63.7%↑3.5%	-	-	-	-	-
2026-02-03	7.67%↓0.18%	35.4%↑1.3%	49.3%↑2.3%	55.6%↑2.5%	59.0%↑2.1%	60.2%↑0.8%	61.9%↑1.9%	-	-	-	-
2026-02-02	7.85%↓0.62%	34.1%↓6.4%	47.0%↓6.2%	53.1%↓4.5%	56.8%↓4.5%	59.4%↓4.6%	60.0%↓5.3%	60.8%↓5.1%	-	-	-
2026-02-01	8.47%↑1.24%	40.4%↑7.2%	53.1%→	57.6%↓0.5%	61.3%↑0.3%	64.0%↑1.4%	65.2%↑1.3%	65.9%↑1.3%	-	-	-
2026-01-31	7.23%↓0.77%	33.2%↓5.4%	53.1%↑5.1%	58.1%↑3.0%	61.0%↑1.8%	62.7%↑1.2%	63.9%↑0.4%	64.6%↓0.5%	-	-	-
2026-01-30	8.00%↓2.30%	38.6%↓9.7%	48.0%↓12.9%	55.1%↓9.0%	59.2%↓8.5%	61.4%↓8.9%	63.5%↓8.1%	65.2%↓7.8%	68.0%↓7.0%	-	-
2026-01-29	10.30%↑1.38%	48.4%↑10.1%	60.9%↑3.5%	64.1%↑0.7%	67.7%↑2.1%	70.3%↑2.5%	71.7%↑2.4%	72.9%↑2.8%	75.0%↑3.1%	-	-
2026-01-28	8.92%→	38.3%↑3.6%	57.4%↑8.3%	63.4%↑4.9%	65.6%↑4.3%	67.8%↑4.8%	69.2%↑3.7%	70.1%↑3.0%	71.9%↑2.6%	-	-
2026-01-27	8.86%↓0.76%	34.7%↓2.1%	49.1%→	58.5%→	61.3%↓2.2%	63.0%↓3.9%	65.5%↓2.9%	67.0%↓2.5%	69.3%↓3.3%	-	-
2026-01-26	9.62%↑0.95%	36.8%↓4.0%	49.2%↓3.1%	58.4%↑0.2%	63.5%↑1.4%	66.8%↑1.4%	68.4%↑0.5%	69.5%↓0.3%	72.5%↑1.0%	-	-
2026-01-25	8.67%↑0.52%	40.8%↑12.9%	52.3%↑8.9%	58.2%↑7.9%	62.1%↑6.1%	65.4%↑4.1%	67.9%↑3.2%	69.9%↑3.9%	71.6%↑1.6%	73.7%↑0.6%	-
2026-01-24	8.15%↑0.86%	28.0%↓2.2%	43.4%↑7.8%	50.3%↑5.9%	56.0%↑4.5%	61.3%↑7.5%	64.8%↑7.9%	66.0%↑5.6%	69.9%↑5.9%	73.1%↑6.2%	-
2026-01-23	7.29%↓0.53%	30.1%↓7.5%	35.6%↓12.2%	44.5%↓6.5%	51.5%↓4.4%	53.8%↓5.4%	56.9%↓4.1%	60.4%↓3.4%	64.0%↓4.1%	66.9%↓4.0%	-
2026-01-22	7.82%↑0.46%	37.6%↑1.0%	47.9%↓3.9%	51.0%↓6.2%	55.9%↓3.1%	59.2%↓1.6%	61.0%↓1.8%	63.7%↓1.0%	68.1%↓2.5%	70.9%↓2.6%	-
2026-01-21	7.36%↓0.45%	36.7%↑4.5%	51.8%↑6.3%	57.1%↑4.7%	59.0%↑3.2%	60.9%↑3.4%	62.8%↑4.2%	64.8%↑5.0%	70.6%↑5.8%	73.5%↑5.7%	-
2026-01-20	7.81%	32.1%	45.5%	52.4%	55.9%	57.5%	58.6%	59.8%	64.8%	67.8%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09	8.81%↑0.11%	-	-	-	-	-	-	-	-	-	-
2026-02-08	8.70%↑1.09%	5.4%↓0.4%	-	-	-	-	-	-	-	-	-
2026-02-07	7.61%↑0.11%	5.8%↑0.7%	4.3%↓0.2%	-	-	-	-	-	-	-	-
2026-02-06	7.50%↑0.37%	5.0%↑0.7%	4.5%↑0.9%	3.7%↑0.4%	-	-	-	-	-	-	-
2026-02-05	7.13%↓0.28%	4.3%↓0.1%	3.5%↑0.2%	3.3%↑0.2%	3.0%↑0.1%	-	-	-	-	-	-
2026-02-04	7.41%↓0.26%	4.4%↓0.5%	3.4%↓0.5%	3.0%↓0.4%	2.9%↓0.3%	2.7%↓0.4%	-	-	-	-	-
2026-02-03	7.67%↓0.18%	5.0%↓0.2%	3.9%↓0.3%	3.4%↓0.3%	3.1%↓0.2%	3.0%↓0.1%	2.9%↓0.2%	-	-	-	-
2026-02-02	7.85%↓0.62%	5.2%↑0.1%	4.2%↑0.2%	3.7%→	3.4%↑0.1%	3.2%↑0.1%	3.1%↑0.2%	3.1%↑0.2%	-	-	-
2026-02-01	8.47%↑1.24%	5.0%↑0.2%	4.0%↑0.6%	3.6%↑0.6%	3.3%↑0.5%	3.0%↑0.3%	2.9%↑0.3%	2.9%↑0.3%	-	-	-
2026-01-31	7.23%↓0.77%	4.8%→	3.4%↓0.8%	3.0%↓0.6%	2.8%↓0.4%	2.7%↓0.4%	2.6%↓0.3%	2.6%↓0.2%	-	-	-
2026-01-30	8.00%↓2.30%	4.9%↓0.4%	4.2%↑0.1%	3.6%↓0.1%	3.3%→	3.1%→	2.9%→	2.8%→	2.6%→	-	-
2026-01-29	10.30%↑1.38%	5.3%↓0.2%	4.0%↑0.2%	3.7%↑0.4%	3.3%↑0.3%	3.1%↑0.2%	2.9%↑0.2%	2.8%↑0.1%	2.6%→	-	-
2026-01-28	8.92%→	5.5%↓0.3%	3.8%↓0.7%	3.3%↓0.4%	3.1%↓0.4%	2.9%↓0.4%	2.7%↓0.3%	2.7%↓0.2%	2.5%↓0.2%	-	-
2026-01-27	8.86%↓0.76%	5.8%↓0.3%	4.5%↓0.4%	3.7%↓0.3%	3.4%→	3.3%→	3.1%→	2.9%→	2.7%→	-	-
2026-01-26	9.62%↑0.95%	6.1%↑1.0%	4.9%↑0.8%	4.0%↑0.4%	3.5%↑0.2%	3.2%↑0.2%	3.0%↑0.3%	2.9%↑0.3%	2.6%↑0.2%	-	-
2026-01-25	8.67%↑0.52%	5.1%↓0.7%	4.1%↓0.5%	3.6%↓0.4%	3.3%↓0.3%	3.0%↓0.2%	2.8%→	2.6%↓0.2%	2.5%→	2.3%→	-
2026-01-24	8.15%↑0.86%	5.9%↑0.8%	4.6%→	4.0%→	3.6%→	3.1%↓0.2%	2.9%↓0.3%	2.8%↓0.1%	2.5%↓0.2%	2.2%↓0.2%	-
2026-01-23	7.29%↓0.53%	5.1%↑0.2%	4.7%↑0.6%	4.0%↑0.2%	3.5%→	3.4%↑0.2%	3.1%→	2.9%→	2.6%↑0.1%	2.4%↑0.1%	-
2026-01-22	7.82%↑0.46%	4.9%↑0.2%	4.1%↑0.5%	3.8%↑0.7%	3.5%↑0.4%	3.2%↑0.3%	3.0%↑0.3%	2.8%↑0.2%	2.5%↑0.3%	2.3%↑0.3%	-
2026-01-21	7.36%↓0.45%	4.7%↓0.6%	3.5%↓0.7%	3.1%↓0.6%	3.0%↓0.4%	2.9%↓0.4%	2.7%↓0.5%	2.6%↓0.5%	2.2%↓0.6%	1.9%↓0.6%	-
2026-01-20	7.81%	5.3%	4.3%	3.7%	3.5%	3.3%	3.2%	3.1%	2.8%	2.5%	-

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09 (W07)	9.25%↑1.18%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	8.07%↓1.08%	32.8%↓4.7%	44.7%↓6.0%	51.3%↓5.4%	55.9%↓4.5%	58.0%↓4.7%	58.3%↓6.1%	59.0%↓6.6%	-	-	-
2026-01-26 (W05)	9.15%↑0.96%	37.5%↑5.0%	50.7%↑7.1%	56.8%↑7.3%	60.4%↑6.5%	62.8%↑6.0%	64.4%↑5.5%	65.6%↑4.6%	69.2%↑4.2%	-	-
2026-01-19 (W04)	8.19%↓0.89%	32.4%↓1.6%	43.6%↓3.1%	49.5%↓2.8%	54.0%↓2.1%	56.8%↓1.5%	58.9%↓1.1%	61.0%↓0.4%	65.0%↑0.9%	68.1%↑0.9%	-
2026-01-12 (W03)	9.08%↑0.50%	34.0%↑3.6%	46.7%↑4.1%	52.3%↑2.8%	56.0%↑1.7%	58.3%↑1.0%	60.0%↑0.5%	61.4%→	64.1%↓1.1%	67.2%↓0.7%	-
2026-01-05 (W02)	8.58%↓0.50%	30.4%↓2.9%	42.6%↓2.4%	49.4%↓2.5%	54.3%↓2.1%	57.3%↓2.1%	59.5%↓1.9%	61.4%↓1.3%	65.2%↓0.9%	67.8%↓1.4%	70.5%↓1.9%
2025-12-29 (W01)	9.08%↑0.52%	33.3%↓2.8%	45.0%↓3.7%	51.9%↓2.9%	56.5%↓2.0%	59.4%↓1.4%	61.4%↓0.9%	62.7%↓0.9%	66.1%↓0.2%	69.2%→	72.4%→
2025-12-22 (W52)	8.56%↓0.59%	36.1%↑1.8%	48.7%↑1.2%	54.8%↑0.8%	58.5%↑0.9%	60.8%↑0.5%	62.3%↑0.1%	63.6%↓0.1%	66.3%↓0.5%	69.2%→	72.3%↓0.2%
2025-12-15 (W51)	9.15%↓0.65%	34.3%↓0.9%	47.6%→	53.9%→	57.6%→	60.3%↑0.2%	62.1%↓0.2%	63.8%↓0.2%	66.8%↓0.4%	69.2%↓0.8%	72.5%↓0.8%
2025-12-08 (W50)	9.80%↑1.30%	35.2%↑3.6%	47.6%↑4.0%	54.0%↑3.6%	57.6%↑3.1%	60.1%↑2.7%	62.3%↑2.7%	63.9%↑2.6%	67.2%↑2.5%	70.0%↑1.7%	73.3%↑1.5%
2025-12-01 (W49)	8.50%	31.6%	43.6%	50.3%	54.5%	57.4%	59.6%	61.4%	64.7%	68.3%	71.8%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09 (W07)	9.25%↑1.18%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	8.07%↓1.08%	5.4%↓0.3%	4.4%↓0.1%	3.8%↓0.1%	3.5%↓0.2%	3.4%→	3.4%↑0.1%	3.3%↑0.2%	-	-	-
2026-01-26 (W05)	9.15%↑0.96%	5.7%↑0.2%	4.5%↓0.1%	4.0%↓0.2%	3.6%↓0.1%	3.4%↓0.1%	3.3%↓0.1%	3.1%→	2.9%→	-	-
2026-01-19 (W04)	8.19%↓0.89%	5.5%↓0.5%	4.6%↓0.2%	4.1%↓0.2%	3.8%↓0.2%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.3%	2.9%↓0.4%	2.6%↓0.4%	-
2026-01-12 (W03)	9.08%↑0.50%	6.0%→	4.8%→	4.3%→	4.0%→	3.8%↑0.1%	3.6%↑0.2%	3.5%↑0.2%	3.3%↑0.3%	3.0%↑0.2%	-
2026-01-05 (W02)	8.58%↓0.50%	6.0%→	4.9%→	4.3%→	3.9%→	3.7%→	3.5%→	3.3%→	3.0%→	2.8%→	2.5%→
2025-12-29 (W01)	9.08%↑0.52%	6.0%↑0.6%	5.0%↑0.6%	4.4%↑0.5%	4.0%↑0.4%	3.7%↑0.3%	3.5%↑0.3%	3.4%↑0.3%	3.1%↑0.2%	2.8%↑0.2%	2.5%↑0.1%
2025-12-22 (W52)	8.56%↓0.59%	5.5%↓0.5%	4.4%↓0.4%	3.9%↓0.3%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.2%	3.1%↓0.2%	2.9%↓0.2%	2.6%↓0.2%	2.4%↓0.2%
2025-12-15 (W51)	9.15%↓0.65%	6.0%↓0.4%	4.8%↓0.3%	4.2%↓0.3%	3.9%↓0.3%	3.6%↓0.3%	3.5%↓0.2%	3.3%↓0.2%	3.0%↓0.2%	2.8%↓0.1%	2.5%↓0.1%
2025-12-08 (W50)	9.80%↑1.30%	6.4%↑0.5%	5.1%↑0.4%	4.5%↑0.3%	4.2%↑0.3%	3.9%↑0.3%	3.7%↑0.3%	3.5%↑0.3%	3.2%↑0.2%	2.9%↑0.2%	2.6%↑0.2%
2025-12-01 (W49)	8.50%	5.8%	4.8%	4.2%	3.9%	3.6%	3.4%	3.3%	3.0%	2.7%	2.4%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09 (W07)	17.22%↑2.05%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	15.17%↓1.19%	11.4%↓3.8%	17.4%↓5.7%	23.0%↓4.2%	29.9%↓1.8%	31.6%↓1.7%	32.9%↓1.9%	36.0%↓0.4%	-	-	-
2026-01-26 (W05)	16.36%↑1.30%	15.3%↑4.7%	23.1%↑7.5%	27.1%↑6.3%	31.8%↑7.4%	33.3%↑7.6%	34.9%↑6.2%	36.4%↑5.0%	42.2%↑6.8%	-	-
2026-01-19 (W04)	15.06%↓2.17%	10.6%↓3.1%	15.5%↓4.6%	20.8%↓3.9%	24.4%↓3.0%	25.6%↓3.8%	28.7%↓2.6%	31.3%↓1.5%	35.4%↓0.3%	38.7%↓0.3%	-
2026-01-12 (W03)	17.23%↑1.40%	13.7%↑1.1%	20.2%↑0.3%	24.8%↑0.3%	27.4%↓0.3%	29.4%↓0.5%	31.2%↓0.9%	32.8%↓1.7%	35.7%↓3.2%	39.0%↓3.1%	-
2026-01-05 (W02)	15.83%↓0.23%	12.6%↓1.0%	19.8%↑1.0%	24.4%↑1.4%	27.7%↑1.0%	29.9%↑0.9%	32.1%↑1.0%	34.5%↑1.3%	38.9%↑0.9%	42.1%↑0.6%	44.8%↑0.8%
2025-12-29 (W01)	16.06%↑1.14%	13.6%→	18.8%↓3.4%	23.0%↓3.4%	26.7%↓2.8%	29.1%↓2.0%	31.2%↓1.1%	33.2%→	38.0%↑1.7%	41.4%↑2.5%	43.9%↑1.2%
2025-12-22 (W52)	14.92%↓0.99%	13.5%↑1.2%	22.1%↑2.7%	26.4%↑1.2%	29.5%↑1.9%	31.1%↑1.1%	32.3%↑0.5%	33.2%↓0.2%	36.3%↓0.5%	38.9%↓1.4%	42.8%↓1.7%
2025-12-15 (W51)	15.91%↓1.05%	12.3%↓0.8%	19.5%↓0.8%	25.2%↑0.4%	27.7%↓0.3%	29.9%↓0.5%	31.8%↓0.8%	33.4%↓0.6%	36.8%↓0.8%	40.3%↓0.4%	44.5%↑0.1%
2025-12-08 (W50)	16.96%↑2.05%	13.1%↑0.5%	20.3%↑0.3%	24.9%↓0.2%	28.0%↑0.4%	30.4%↓0.4%	32.6%↓0.3%	34.0%→	37.6%↑0.3%	40.7%↓0.4%	44.4%↓0.8%
2025-12-01 (W49)	14.91%	12.6%	20.0%	25.1%	27.6%	30.9%	32.9%	34.0%	37.3%	41.0%	45.1%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09 (W07)	17.22%↑2.05%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	15.17%↓1.19%	13.4%↓0.4%	12.1%↓0.5%	11.0%↓0.9%	10.0%↓1.1%	10.3%↓0.6%	10.1%↓0.6%	8.3%↓2.1%	-	-	-
2026-01-26 (W05)	16.36%↑1.30%	13.9%↑0.4%	12.6%↓0.1%	11.9%→	11.2%↓0.2%	10.9%↓0.3%	10.7%→	10.4%→	9.2%↓0.5%	-	-
2026-01-19 (W04)	15.06%↓2.17%	13.5%↓1.4%	12.7%↓1.0%	11.9%↓1.0%	11.4%↓1.1%	11.2%↓1.0%	10.7%↓1.1%	10.3%↓1.2%	9.7%↓1.4%	9.2%↓1.3%	-
2026-01-12 (W03)	17.23%↑1.40%	14.9%↑1.0%	13.8%↑1.1%	13.0%↑1.0%	12.5%↑1.1%	12.2%↑1.1%	11.8%↑1.1%	11.6%↑1.2%	11.1%↑1.4%	10.5%↑1.3%	-
2026-01-05 (W02)	15.83%↓0.23%	13.8%→	12.7%↓0.3%	12.0%↓0.4%	11.4%↓0.3%	11.1%↓0.3%	10.7%↓0.3%	10.4%↓0.4%	9.7%↓0.3%	9.2%↓0.2%	8.6%↓0.4%
2025-12-29 (W01)	16.06%↑1.14%	13.9%↑1.0%	13.0%↑1.4%	12.4%↑1.4%	11.8%↑1.3%	11.4%↑1.1%	11.1%↑0.9%	10.7%↑0.8%	10.0%↑0.4%	9.4%↑0.3%	9.0%↑0.5%
2025-12-22 (W52)	14.92%↓0.99%	12.9%↓1.1%	11.6%↓1.2%	11.0%↓0.9%	10.5%↓1.0%	10.3%↓0.9%	10.1%↓0.7%	10.0%↓0.6%	9.5%↓0.5%	9.1%↓0.4%	8.5%↓0.3%
2025-12-15 (W51)	15.91%↓1.05%	14.0%↓0.8%	12.8%↓0.7%	11.9%↓0.8%	11.5%↓0.7%	11.2%↓0.6%	10.8%↓0.6%	10.6%↓0.6%	10.1%↓0.5%	9.5%↓0.6%	8.8%↓0.6%
2025-12-08 (W50)	16.96%↑2.05%	14.7%↑1.7%	13.5%↑1.6%	12.7%↑1.6%	12.2%↑1.4%	11.8%↑1.5%	11.4%↑1.4%	11.2%↑1.3%	10.6%↑1.2%	10.1%↑1.3%	9.4%↑1.2%
2025-12-01 (W49)	14.91%	13.0%	11.9%	11.2%	10.8%	10.3%	10.0%	9.8%	9.3%	8.8%	8.2%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09 (W07)	8.81%↑1.14%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	7.67%↓1.14%	35.1%↓4.3%	47.7%↓5.4%	54.3%↓5.1%	58.7%↓4.3%	61.0%↓4.4%	60.9%↓6.2%	60.8%↓7.4%	-	-	-
2026-01-26 (W05)	8.81%↑0.97%	39.5%↑4.8%	53.2%↑6.7%	59.4%↑7.1%	63.0%↑6.0%	65.4%↑5.5%	67.1%↑5.1%	68.2%↑4.3%	71.5%↑3.5%	-	-
2026-01-19 (W04)	7.84%↓0.81%	34.6%↓1.5%	46.4%↓3.0%	52.3%↓2.8%	57.0%↓2.0%	59.9%↓1.4%	61.9%↓1.0%	63.9%↓0.4%	67.9%↑0.9%	71.0%↑0.9%	-
2026-01-12 (W03)	8.65%↑0.49%	36.1%↑3.7%	49.4%↑4.2%	55.1%↑2.8%	59.0%↑1.6%	61.2%↑0.8%	62.9%↑0.3%	64.3%↓0.2%	67.0%↓1.2%	70.1%↓0.7%	-
2026-01-05 (W02)	8.16%↓0.57%	32.4%↓2.7%	45.2%↓2.2%	52.3%↓2.3%	57.4%↓1.9%	60.4%↓1.8%	62.6%↓1.5%	64.5%↓0.9%	68.2%↓0.5%	70.8%↓1.0%	73.4%↓1.6%
2025-12-29 (W01)	8.73%↑0.59%	35.2%↓3.7%	47.4%↓4.5%	54.5%↓3.6%	59.2%↓2.7%	62.2%↓2.2%	64.1%↓1.7%	65.4%↓1.8%	68.7%↓1.2%	71.8%↓1.0%	75.0%↓0.9%
2025-12-22 (W52)	8.14%↓0.58%	38.8%↑2.0%	51.9%↑1.1%	58.2%↑1.0%	61.9%↑0.9%	64.4%↑0.6%	65.8%↑0.2%	67.3%→	69.9%↓0.4%	72.8%↑0.3%	75.9%↑0.2%
2025-12-15 (W51)	8.72%↓0.58%	36.8%↓1.2%	50.8%↓0.3%	57.2%↓0.5%	61.0%↓0.4%	63.7%↓0.2%	65.6%↓0.5%	67.2%↓0.5%	70.3%↓0.7%	72.5%↓1.2%	75.7%↓1.3%
2025-12-08 (W50)	9.30%↑1.30%	38.0%↑3.7%	51.1%↑4.1%	57.7%↑3.7%	61.4%↑3.0%	63.9%↑2.7%	66.1%↑2.6%	67.8%↑2.4%	71.0%↑2.4%	73.7%↑1.5%	77.0%↑1.4%
2025-12-01 (W49)	8.00%	34.3%	47.0%	54.0%	58.4%	61.2%	63.5%	65.3%	68.6%	72.2%	75.6%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09 (W07)	8.81%↑1.14%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	7.67%↓1.14%	5.0%↓0.4%	3.9%↓0.2%	3.4%↓0.1%	3.1%↓0.1%	3.0%→	3.0%↑0.1%	3.1%↑0.3%	-	-	-
2026-01-26 (W05)	8.81%↑0.97%	5.3%↑0.2%	4.1%→	3.6%↓0.2%	3.3%↓0.1%	3.0%→	2.9%→	2.8%→	2.6%→	-	-
2026-01-19 (W04)	7.84%↓0.81%	5.1%↓0.4%	4.2%↓0.2%	3.7%↓0.1%	3.4%↓0.2%	3.1%↓0.2%	3.0%↓0.2%	2.8%↓0.3%	2.5%↓0.3%	2.3%↓0.3%	-
2026-01-12 (W03)	8.65%↑0.49%	5.5%→	4.4%→	3.9%→	3.5%→	3.4%↑0.1%	3.2%↑0.2%	3.1%↑0.2%	2.9%↑0.3%	2.6%↑0.2%	-
2026-01-05 (W02)	8.16%↓0.57%	5.5%↓0.1%	4.5%↓0.1%	3.9%→	3.5%→	3.2%→	3.0%→	2.9%↓0.1%	2.6%↓0.1%	2.4%→	2.1%→
2025-12-29 (W01)	8.73%↑0.59%	5.7%↑0.7%	4.6%↑0.7%	4.0%↑0.6%	3.6%↑0.5%	3.3%↑0.4%	3.1%↑0.4%	3.0%↑0.3%	2.7%↑0.3%	2.5%↑0.2%	2.2%↑0.2%
2025-12-22 (W52)	8.14%↓0.58%	5.0%↓0.5%	3.9%↓0.4%	3.4%↓0.3%	3.1%↓0.3%	2.9%↓0.3%	2.8%↓0.2%	2.7%↓0.2%	2.5%↓0.1%	2.2%↓0.2%	2.0%↓0.2%
2025-12-15 (W51)	8.72%↓0.58%	5.5%↓0.2%	4.3%↓0.3%	3.7%↓0.2%	3.4%↓0.2%	3.2%↓0.2%	3.0%↓0.2%	2.9%↓0.1%	2.6%↓0.1%	2.4%→	2.1%→
2025-12-08 (W50)	9.30%↑1.30%	5.8%↑0.5%	4.5%↑0.3%	3.9%↑0.3%	3.6%↑0.3%	3.4%↑0.3%	3.1%↑0.2%	3.0%↑0.2%	2.7%↑0.2%	2.4%↑0.2%	2.1%↑0.2%
2025-12-01 (W49)	8.00%	5.2%	4.2%	3.7%	3.3%	3.1%	2.9%	2.8%	2.5%	2.2%	1.9%

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	8.28%↓0.65%	33.6%→	45.8%↓0.2%	52.1%↓0.1%	56.6%↑0.1%	59.0%↓0.1%	60.0%↓1.2%	61.4%↓1.3%	-	-	-
2026-01	8.93%→	33.6%↓0.5%	46.0%↓0.5%	52.2%↓0.7%	56.5%↓0.2%	59.2%↓0.2%	61.1%↓0.1%	62.7%↓0.2%	65.9%↓0.2%	68.2%↓0.8%	71.9%↓0.4%
2025-12	8.88%	34.1%	46.5%	52.9%	56.8%	59.4%	61.3%	62.9%	66.1%	69.0%	72.3%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	8.28%↓0.65%	5.4%↓0.5%	4.4%↓0.5%	3.8%↓0.4%	3.5%↓0.4%	3.4%↓0.3%	3.3%↓0.1%	3.3%→	-	-	-
2026-01	8.93%→	5.9%→	4.8%→	4.3%→	3.9%→	3.6%→	3.5%→	3.3%→	3.0%→	2.8%→	2.5%→
2025-12	8.88%	5.9%	4.8%	4.2%	3.8%	3.6%	3.4%	3.3%	3.0%	2.8%	2.5%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	15.62%↓0.64%	11.9%↓1.4%	18.0%↓1.8%	23.6%↓0.8%	29.8%↑1.9%	31.4%↑1.6%	33.0%↑1.0%	34.5%↑0.5%	-	-	-
2026-01	16.26%↑0.74%	13.3%↑0.6%	19.8%↓0.4%	24.4%↓0.6%	28.0%↑0.1%	29.8%↓0.5%	32.0%↓0.2%	34.0%↑0.6%	38.0%↑1.0%	40.4%↑0.2%	44.6%↑0.3%
2025-12	15.52%	12.7%	20.2%	25.0%	27.8%	30.3%	32.2%	33.4%	37.0%	40.3%	44.2%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	15.62%↓0.64%	13.6%↓0.5%	12.3%↓0.7%	11.2%↓1.0%	10.4%↓1.3%	10.7%↓0.7%	10.6%↓0.4%	10.0%↓0.8%	-	-	-
2026-01	16.26%↑0.74%	14.1%↑0.5%	13.0%↑0.6%	12.3%↑0.6%	11.7%↑0.5%	11.4%↑0.6%	11.1%↑0.5%	10.7%↑0.4%	10.1%↑0.3%	9.7%↑0.4%	9.0%↑0.4%
2025-12	15.52%	13.6%	12.4%	11.6%	11.2%	10.8%	10.5%	10.3%	9.8%	9.3%	8.7%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	7.88%↓0.66%	35.9%↑0.2%	48.6%→	55.0%↓0.1%	59.2%↓0.2%	61.8%↓0.4%	62.4%↓1.7%	63.4%↓2.2%	-	-	-
2026-01	8.54%↑0.10%	35.7%↓1.0%	48.6%↓1.1%	55.1%↓1.3%	59.4%↓0.9%	62.2%↓0.7%	64.1%↓0.7%	65.6%↓0.9%	68.8%↓0.9%	71.1%↓1.4%	74.8%↓1.0%
2025-12	8.44%	36.7%	49.7%	56.4%	60.3%	62.9%	64.8%	66.5%	69.7%	72.5%	75.8%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	7.88%↓0.66%	5.0%↓0.5%	3.9%↓0.5%	3.5%↓0.4%	3.1%↓0.3%	3.0%↓0.2%	3.0%→	3.0%→	-	-	-
2026-01	8.54%↑0.10%	5.5%↑0.1%	4.4%↑0.2%	3.8%↑0.2%	3.5%↑0.1%	3.2%↑0.1%	3.1%→	2.9%↑0.1%	2.7%↑0.1%	2.5%↑0.1%	2.2%↑0.1%
2025-12	8.44%	5.3%	4.2%	3.7%	3.4%	3.1%	3.0%	2.8%	2.6%	2.3%	2.1%

MTD 环比分析 (Lift Analysis)

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	676,707,244	694,824,761	↓ 2.6%	716,526,552	-
入催率	8.28%	9.07%	↓ 8.8%	8.66%	-
DPD1	5.42%	6.17%	↓ 12.1%	5.83%	-
DPD5	3.38%	3.84%	↓ 12.1%	3.52%	-

* 观测进度: 9 天

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	34,356,706	37,750,419	↓ 9.0%	52,061,513	-
入催率	15.62%	16.34%	↓ 4.4%	15.20%	-
DPD1	13.60%	14.11%	↓ 3.7%	13.10%	-
DPD5	10.71%	11.92%	↓ 10.2%	10.05%	-

* 观测进度: 9 天

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	642,350,538	657,074,342	↓ 2.2%	664,465,039	-
入催率	7.88%	8.65%	↓ 8.9%	8.15%	-
DPD1	4.99%	5.72%	↓ 12.8%	5.26%	-
DPD5	3.00%	3.39%	↓ 11.5%	3.02%	-

* 观测进度: 9 天

资产质量趋势 (Due Trends)

2归因与结构 (Attribution & Structure)

归因中心

Current /

Benchmark /

Analyzing...

Metric

Dimension

期限监控矩阵 (Term × MOB)

客群

产品期数

指标 (Metric)

Show Lift (MoM)

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.67%↓11.3%	8.62%→	7.61%→	6.20%↓6.8%	7.62%↓1.8%	5.70%↓1.6%	12.50%↓21.5%	11.85%↓3.1%	9.47%→
2026-01	9.78%↑4.0%	8.56%↓3.6%	7.67%↓4.7%	6.65%→	7.76%↓2.5%	5.79%↓8.2%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	9.40%	8.88%	8.05%	6.63%	7.96%	6.31%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.30%↓14.3%	-	-	-	-	-	-	-	-
2026-01	9.68%↑4.1%	-	-	-	-	-	-	-	-
2025-12	9.30%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.82%↓8.0%	6.73%↑1.5%	-	-	-	-	-	-	-
2026-01	9.58%↑2.7%	6.63%↓8.8%	-	-	-	-	-	-	-
2025-12	9.33%	7.27%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.77%↓1.5%	8.77%→	6.02%↓3.1%	-	-	-	-	-	-
2026-01	9.92%→	8.76%↓2.4%	6.21%↓5.0%	-	-	-	-	-	-
2025-12	9.84%	8.98%	6.53%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.67%↓13.8%	10.54%↑1.3%	9.27%↑3.9%	5.81%↓8.5%	-	-	-	-	-
2026-01	11.22%↑10.6%	10.40%↑2.1%	8.93%↓4.7%	6.35%↑1.6%	-	-	-	-	-
2025-12	10.15%	10.19%	9.36%	6.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.08%↓69.8%	0.00%↓100.0%	-	0.00%→	0.00%→	-	-	-	-
2026-01	10.18%	12.52%↓61.4%	28.45%	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	32.41%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.22%↓6.1%	9.12%↑6.7%	7.73%↓6.5%	8.39%↑1.8%	7.57%↓1.9%	5.72%→	-	-	-
2026-01	7.69%↓4.5%	8.55%↑2.9%	8.27%↓2.6%	8.24%↓3.7%	7.71%↓2.9%	5.77%↓6.5%	-	-	-
2025-12	8.06%	8.31%	8.49%	8.56%	7.94%	6.17%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.68%↑5.4%	6.65%↓23.5%	9.07%↓46.0%	11.81%↓33.9%	17.70%↑9.6%	0.66%↓93.8%	12.50%↓21.5%	11.85%↓3.1%	9.47%→
2026-01	7.29%↑1.6%	8.70%↓45.4%	16.80%↑23.3%	17.87%↑3.1%	16.15%↑29.7%	10.59%↓33.7%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	7.17%	15.94%	13.62%	17.33%	12.46%	15.98%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	10.15%↑2.2%	10.78%↑35.5%	-	-	-	-	-	-	-
2026-01	9.93%↑71.3%	7.95%	-	-	-	-	-	-	-
2025-12	5.80%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	16.48%↓2.7%	10.61%↓6.7%	7.69%↓17.1%	-	-	-	-	-	-
2026-01	16.93%↑6.6%	11.37%↓2.9%	9.28%↑19.3%	-	-	-	-	-	-
2025-12	15.89%	11.70%	7.77%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	16.65%↓3.3%	-	-	-	-	-	-	-	-
2026-01	17.22%↑7.0%	-	-	-	-	-	-	-	-
2025-12	16.09%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	12.87%↓3.3%	7.26%↓2.2%	-	-	-	-	-	-	-
2026-01	13.31%↑28.3%	7.43%↓23.5%	-	-	-	-	-	-	-
2025-12	10.38%	9.71%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	15.66%↑15.2%	11.47%↓6.3%	7.69%↓17.1%	-	-	-	-	-	-
2026-01	13.60%→	12.24%→	9.28%↑19.3%	-	-	-	-	-	-
2025-12	13.46%	12.25%	7.77%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.99%↓12.7%	8.58%→	7.61%→	6.20%↓6.8%	7.62%↓1.8%	5.70%↓1.6%	12.50%↓21.5%	11.85%↓3.1%	9.47%→
2026-01	9.15%↑5.6%	8.51%↓3.8%	7.65%↓5.0%	6.65%→	7.76%↓2.5%	5.79%↓8.2%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	8.66%	8.85%	8.05%	6.63%	7.96%	6.31%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.19%↓16.7%	-	-	-	-	-	-	-	-
2026-01	8.64%↑6.4%	-	-	-	-	-	-	-	-
2025-12	8.12%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.76%↓8.2%	6.72%↑1.5%	-	-	-	-	-	-	-
2026-01	9.54%↑2.4%	6.62%↓8.6%	-	-	-	-	-	-	-
2025-12	9.32%	7.25%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.37%↓4.0%	8.64%→	5.94%↓2.9%	-	-	-	-	-	-
2026-01	9.75%↑1.0%	8.59%↓3.3%	6.12%↓5.8%	-	-	-	-	-	-
2025-12	9.65%	8.88%	6.50%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.67%↓13.8%	10.54%↑1.3%	9.27%↑3.9%	5.81%↓8.5%	-	-	-	-	-
2026-01	11.22%↑10.6%	10.40%↑2.1%	8.93%↓4.7%	6.35%↑1.6%	-	-	-	-	-
2025-12	10.15%	10.19%	9.36%	6.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.08%↓69.8%	0.00%↓100.0%	-	0.00%→	0.00%→	-	-	-	-
2026-01	10.18%	12.52%↓61.4%	28.45%	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	32.41%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.22%↓6.1%	9.12%↑6.7%	7.73%↓6.5%	8.39%↑1.8%	7.57%↓1.9%	5.72%→	-	-	-
2026-01	7.69%↓4.5%	8.55%↑2.9%	8.27%↓2.6%	8.24%↓3.7%	7.71%↓2.9%	5.77%↓6.5%	-	-	-
2025-12	8.06%	8.31%	8.49%	8.56%	7.94%	6.17%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.68%↑5.4%	6.65%↓23.5%	9.07%↓46.0%	11.81%↓33.9%	17.70%↑9.6%	0.66%↓93.8%	12.50%↓21.5%	11.85%↓3.1%	9.47%→
2026-01	7.29%↑1.6%	8.70%↓45.4%	16.80%↑23.3%	17.87%↑3.1%	16.15%↑29.7%	10.59%↓33.7%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	7.17%	15.94%	13.62%	17.33%	12.46%	15.98%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	10.15%↑2.2%	10.78%↑35.5%	-	-	-	-	-	-	-
2026-01	9.93%↑71.3%	7.95%	-	-	-	-	-	-	-
2025-12	5.80%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.72%↓12.1%	3.35%↑4.3%	3.04%↑5.9%	2.14%↓8.1%	3.04%↑15.7%	1.88%↓8.3%	11.08%↑113.5%	10.10%↑157.2%	0.00%↓100.0%
2026-01	4.23%↑3.4%	3.21%↓1.7%	2.87%→	2.32%↓2.2%	2.62%↓3.3%	2.05%↑9.1%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	4.09%	3.27%	2.88%	2.38%	2.71%	1.88%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.79%↓15.2%	-	-	-	-	-	-	-	-
2026-01	4.47%↑2.4%	-	-	-	-	-	-	-	-
2025-12	4.37%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.53%↓4.5%	2.58%↑16.1%	-	-	-	-	-	-	-
2026-01	3.70%↑10.8%	2.23%↓10.7%	-	-	-	-	-	-	-
2025-12	3.34%	2.49%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	4.01%↑5.4%	3.13%↓6.3%	2.32%↑7.7%	-	-	-	-	-	-
2026-01	3.80%↑2.1%	3.34%→	2.16%↓3.6%	-	-	-	-	-	-
2025-12	3.72%	3.33%	2.24%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.60%↓20.0%	4.48%↑7.3%	3.75%↑7.4%	1.96%↓11.0%	-	-	-	-	-
2026-01	4.50%↑13.3%	4.17%↑7.9%	3.50%↑1.5%	2.20%↓2.1%	-	-	-	-	-
2025-12	3.97%	3.87%	3.44%	2.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	10.18%	12.52%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.65%↓3.0%	3.45%↑13.4%	2.92%↓6.5%	3.12%↑4.7%	3.05%↑16.7%	1.90%↓6.7%	-	-	-
2026-01	2.73%↓5.0%	3.04%→	3.12%→	2.98%→	2.62%↓3.4%	2.03%↑8.9%	-	-	-
2025-12	2.88%	3.01%	3.09%	3.00%	2.71%	1.87%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	1.44%↓44.7%	1.24%↓58.8%	4.54%↑19.3%	10.04%↑302.1%	0.00%↓100.0%	0.00%↓100.0%	11.08%↑113.5%	10.10%↑157.2%	0.00%↓100.0%
2026-01	2.60%↓7.9%	3.01%↓66.1%	3.81%↑9.0%	2.50%↓69.9%	4.38%→	6.81%↑123.4%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.82%	8.87%	3.49%	8.30%	4.35%	3.05%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.14%↓11.8%	4.94%↑107.7%	-	-	-	-	-	-	-
2026-01	3.56%↑116.0%	2.38%	-	-	-	-	-	-	-
2025-12	1.65%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	11.60%↓4.2%	4.71%↓22.5%	2.10%↓53.8%	-	-	-	-	-	-
2026-01	12.11%↑8.1%	6.09%↑2.9%	4.55%↑29.2%	-	-	-	-	-	-
2025-12	11.21%	5.91%	3.52%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	11.92%↓4.3%	-	-	-	-	-	-	-	-
2026-01	12.45%↑9.0%	-	-	-	-	-	-	-	-
2025-12	11.43%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.86%↑55.2%	3.31%↓25.4%	-	-	-	-	-	-	-
2026-01	5.06%↓19.4%	4.44%↓11.4%	-	-	-	-	-	-	-
2025-12	6.28%	5.02%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.07%↓9.6%	5.07%↓21.3%	2.10%↓53.8%	-	-	-	-	-	-
2026-01	8.93%↑6.5%	6.45%↑4.7%	4.55%↑29.2%	-	-	-	-	-	-
2025-12	8.39%	6.16%	3.52%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.03%↓14.4%	3.32%↑5.3%	3.05%↑7.1%	2.14%↓8.1%	3.04%↑15.7%	1.88%↓8.3%	11.08%↑113.5%	10.10%↑157.2%	0.00%↓100.0%
2026-01	3.54%↑7.8%	3.15%↓2.5%	2.85%→	2.32%↓2.2%	2.62%↓3.3%	2.05%↑9.1%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.28%	3.23%	2.88%	2.38%	2.71%	1.88%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.65%↓21.3%	-	-	-	-	-	-	-	-
2026-01	3.37%↑7.3%	-	-	-	-	-	-	-	-
2025-12	3.14%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.48%↓5.5%	2.57%↑17.0%	-	-	-	-	-	-	-
2026-01	3.69%↑11.5%	2.20%↓10.9%	-	-	-	-	-	-	-
2025-12	3.31%	2.47%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.83%↑7.2%	3.04%↓4.6%	2.33%↑11.6%	-	-	-	-	-	-
2026-01	3.57%↑2.5%	3.19%↓2.0%	2.09%↓5.2%	-	-	-	-	-	-
2025-12	3.49%	3.25%	2.20%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.60%↓20.0%	4.48%↑7.3%	3.75%↑7.4%	1.96%↓11.0%	-	-	-	-	-
2026-01	4.50%↑13.3%	4.17%↑7.9%	3.50%↑1.5%	2.20%↓2.1%	-	-	-	-	-
2025-12	3.97%	3.87%	3.44%	2.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	10.18%	12.52%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.65%↓3.0%	3.45%↑13.4%	2.92%↓6.5%	3.12%↑4.7%	3.05%↑16.7%	1.90%↓6.7%	-	-	-
2026-01	2.73%↓5.0%	3.04%→	3.12%→	2.98%→	2.62%↓3.4%	2.03%↑8.9%	-	-	-
2025-12	2.88%	3.01%	3.09%	3.00%	2.71%	1.87%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	1.44%↓44.7%	1.24%↓58.8%	4.54%↑19.3%	10.04%↑302.1%	0.00%↓100.0%	0.00%↓100.0%	11.08%↑113.5%	10.10%↑157.2%	0.00%↓100.0%
2026-01	2.60%↓7.9%	3.01%↓66.1%	3.81%↑9.0%	2.50%↓69.9%	4.38%→	6.81%↑123.4%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.82%	8.87%	3.49%	8.30%	4.35%	3.05%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.14%↓11.8%	4.94%↑107.7%	-	-	-	-	-	-	-
2026-01	3.56%↑116.0%	2.38%	-	-	-	-	-	-	-
2025-12	1.65%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.85%↓78.4%	0.89%↓69.1%	0.72%↓71.7%	0.56%↓72.9%	0.85%↓62.6%	0.35%↓80.3%	1.43%↓72.4%	4.90%↑24.7%	0.00%↓100.0%
2026-01	3.91%↑3.1%	2.90%→	2.56%↓1.2%	2.06%↓1.8%	2.28%↓1.7%	1.78%↑6.1%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.79%	2.91%	2.59%	2.10%	2.32%	1.68%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.86%↓79.3%	-	-	-	-	-	-	-	-
2026-01	4.17%↑2.2%	-	-	-	-	-	-	-	-
2025-12	4.08%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.89%↓73.0%	0.74%↓62.9%	-	-	-	-	-	-	-
2026-01	3.31%↑11.7%	2.00%↓11.9%	-	-	-	-	-	-	-
2025-12	2.97%	2.27%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.82%↓76.2%	0.80%↓73.3%	0.53%↓71.9%	-	-	-	-	-	-
2026-01	3.45%↑2.0%	3.01%↑3.3%	1.88%↓4.9%	-	-	-	-	-	-
2025-12	3.39%	2.91%	1.98%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.78%↓81.0%	1.21%↓68.0%	0.98%↓68.9%	0.51%↓73.8%	-	-	-	-	-
2026-01	4.10%↑12.7%	3.77%↑9.5%	3.14%↑1.2%	1.94%↓2.1%	-	-	-	-	-
2025-12	3.64%	3.44%	3.11%	1.98%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	0.00%→	0.00%→	-	-	-	-
2026-01	10.18%	12.52%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.69%↓72.9%	0.87%↓69.0%	0.60%↓78.8%	0.82%↓69.8%	0.86%↓62.2%	0.35%↓79.9%	-	-	-
2026-01	2.54%↓4.9%	2.79%↑1.8%	2.81%→	2.72%↑1.8%	2.27%↓1.8%	1.76%↑6.1%	-	-	-
2025-12	2.67%	2.74%	2.83%	2.67%	2.31%	1.66%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.77%↓69.0%	0.00%↓100.0%	0.00%↓100.0%	5.38%↑115.5%	0.00%↓100.0%	0.00%↓100.0%	1.43%↓72.4%	4.90%↑24.7%	0.00%↓100.0%
2026-01	2.48%↓8.1%	2.84%↓64.3%	3.23%↑8.1%	2.50%↓69.9%	4.38%→	6.14%↑101.6%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.70%	7.94%	2.99%	8.30%	4.35%	3.05%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.43%↓86.0%	1.65%↓30.1%	-	-	-	-	-	-	-
2026-01	3.05%↑96.0%	2.36%	-	-	-	-	-	-	-
2025-12	1.55%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.09%↓81.7%	0.94%↓82.8%	0.40%↓90.4%	-	-	-	-	-	-
2026-01	11.41%↑6.4%	5.48%↑2.5%	4.19%↑25.6%	-	-	-	-	-	-
2025-12	10.72%	5.34%	3.33%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.29%↓80.5%	-	-	-	-	-	-	-	-
2026-01	11.74%↑7.1%	-	-	-	-	-	-	-	-
2025-12	10.95%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.44%↓91.4%	0.19%↓95.3%	-	-	-	-	-	-	-
2026-01	5.06%↓14.3%	4.18%↓16.7%	-	-	-	-	-	-	-
2025-12	5.91%	5.02%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.72%↓91.2%	1.13%↓80.4%	0.40%↓90.4%	-	-	-	-	-	-
2026-01	8.22%↑7.1%	5.77%↑6.1%	4.19%↑25.6%	-	-	-	-	-	-
2025-12	7.68%	5.43%	3.33%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.74%↓77.3%	0.89%↓68.6%	0.73%↓71.2%	0.56%↓72.9%	0.85%↓62.6%	0.35%↓80.3%	1.43%↓72.4%	4.90%↑24.7%	0.00%↓100.0%
2026-01	3.24%↑8.3%	2.85%↓1.1%	2.53%↓1.7%	2.06%↓1.8%	2.28%↓1.7%	1.78%↑6.1%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.00%	2.88%	2.58%	2.10%	2.32%	1.68%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.68%↓78.4%	-	-	-	-	-	-	-	-
2026-01	3.12%↑8.3%	-	-	-	-	-	-	-	-
2025-12	2.88%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.90%↓72.6%	0.75%↓62.1%	-	-	-	-	-	-	-
2026-01	3.29%↑12.3%	1.97%↓12.0%	-	-	-	-	-	-	-
2025-12	2.93%	2.24%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.83%↓74.4%	0.79%↓72.6%	0.53%↓70.6%	-	-	-	-	-	-
2026-01	3.24%↑2.3%	2.87%↑1.0%	1.81%↓6.6%	-	-	-	-	-	-
2025-12	3.17%	2.84%	1.94%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.78%↓81.0%	1.21%↓68.0%	0.98%↓68.9%	0.51%↓73.8%	-	-	-	-	-
2026-01	4.10%↑12.7%	3.77%↑9.5%	3.14%↑1.2%	1.94%↓2.1%	-	-	-	-	-
2025-12	3.64%	3.44%	3.11%	1.98%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	0.00%→	0.00%→	-	-	-	-
2026-01	10.18%	12.52%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.69%↓72.9%	0.87%↓69.0%	0.60%↓78.8%	0.82%↓69.8%	0.86%↓62.2%	0.35%↓79.9%	-	-	-
2026-01	2.54%↓4.9%	2.79%↑1.8%	2.81%→	2.72%↑1.8%	2.27%↓1.8%	1.76%↑6.1%	-	-	-
2025-12	2.67%	2.74%	2.83%	2.67%	2.31%	1.66%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.77%↓69.0%	0.00%↓100.0%	0.00%↓100.0%	5.38%↑115.5%	0.00%↓100.0%	0.00%↓100.0%	1.43%↓72.4%	4.90%↑24.7%	0.00%↓100.0%
2026-01	2.48%↓8.1%	2.84%↓64.3%	3.23%↑8.1%	2.50%↓69.9%	4.38%→	6.14%↑101.6%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.70%	7.94%	2.99%	8.30%	4.35%	3.05%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.43%↓86.0%	1.65%↓30.1%	-	-	-	-	-	-	-
2026-01	3.05%↑96.0%	2.36%	-	-	-	-	-	-	-
2025-12	1.55%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.41%↑4.1%	2.37%↑3.1%	2.04%↑2.9%	1.54%↓3.3%	1.66%↑4.5%	1.30%↑2.4%	2.95%↑141.8%	0.90%↑111.0%	0.56%↓81.9%
2025-12	3.28%	2.30%	1.99%	1.59%	1.59%	1.27%	1.22%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.68%↑2.5%	-	-	-	-	-	-	-	-
2025-12	3.59%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.83%↑14.1%	1.66%↓6.3%	-	-	-	-	-	-	-
2025-12	2.48%	1.77%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.97%↑6.8%	2.40%↑4.0%	1.52%↓1.3%	-	-	-	-	-	-
2025-12	2.78%	2.31%	1.54%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.50%↑16.2%	3.12%↑14.1%	2.50%↑5.1%	1.44%↓4.5%	-	-	-	-	-
2025-12	3.02%	2.73%	2.37%	1.51%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.18%	13.94%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.16%↓6.1%	2.26%↑1.7%	2.26%↑6.6%	2.05%↑3.3%	1.64%↑3.8%	1.29%↑3.0%	-	-	-
2025-12	2.30%	2.22%	2.12%	1.98%	1.58%	1.25%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.05%↓5.3%	2.24%↓69.5%	3.77%↑39.2%	2.09%↓20.6%	4.77%↑88.8%	3.62%↑38.6%	2.95%↑141.8%	0.90%↑111.0%	0.56%↓81.9%
2025-12	2.16%	7.35%	2.71%	2.63%	2.53%	2.61%	1.22%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.59%↑91.8%	2.20%	-	-	-	-	-	-	-
2025-12	1.35%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.39%↑7.4%	4.37%↑13.6%	3.44%↑39.1%	-	-	-	-	-	-
2025-12	9.67%	3.85%	2.48%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.71%↑8.2%	-	-	-	-	-	-	-	-
2025-12	9.90%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	4.37%↓11.6%	2.33%↓45.2%	-	-	-	-	-	-	-
2025-12	4.95%	4.25%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	7.16%↑8.4%	4.84%↑29.5%	3.44%↑39.1%	-	-	-	-	-	-
2025-12	6.61%	3.73%	2.48%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.78%↑9.2%	2.33%↑2.2%	2.02%↑2.2%	1.54%↓3.3%	1.66%↑4.5%	1.30%↑2.4%	2.95%↑141.8%	0.90%↑111.0%	0.56%↓81.9%
2025-12	2.55%	2.28%	1.98%	1.59%	1.59%	1.27%	1.22%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.69%↑7.8%	-	-	-	-	-	-	-	-
2025-12	2.49%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.81%↑14.7%	1.65%↓5.6%	-	-	-	-	-	-	-
2025-12	2.45%	1.75%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.78%↑7.5%	2.28%→	1.46%↓3.5%	-	-	-	-	-	-
2025-12	2.58%	2.27%	1.51%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.50%↑16.2%	3.12%↑14.1%	2.50%↑5.1%	1.44%↓4.5%	-	-	-	-	-
2025-12	3.02%	2.73%	2.37%	1.51%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.18%	13.94%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.16%↓6.1%	2.26%↑1.7%	2.26%↑6.6%	2.05%↑3.3%	1.64%↑3.8%	1.29%↑3.0%	-	-	-
2025-12	2.30%	2.22%	2.12%	1.98%	1.58%	1.25%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.05%↓5.3%	2.24%↓69.5%	3.77%↑39.2%	2.09%↓20.6%	4.77%↑88.8%	3.62%↑38.6%	2.95%↑141.8%	0.90%↑111.0%	0.56%↓81.9%
2025-12	2.16%	7.35%	2.71%	2.63%	2.53%	2.61%	1.22%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.59%↑91.8%	2.20%	-	-	-	-	-	-	-
2025-12	1.35%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.12%↑3.6%	2.07%↑4.9%	1.71%↑4.1%	1.25%↓3.3%	1.37%↑3.4%	1.15%↑19.9%	3.55%↑190.5%	0.00%↓100.0%	0.00%↓100.0%
2025-12	3.01%	1.97%	1.64%	1.29%	1.32%	0.96%	1.22%	0.43%	1.24%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.37%↑1.8%	-	-	-	-	-	-	-	-
2025-12	3.31%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.58%↑15.7%	1.41%↓6.9%	-	-	-	-	-	-	-
2025-12	2.23%	1.51%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.78%↑9.3%	2.19%↑8.7%	1.26%→	-	-	-	-	-	-
2025-12	2.54%	2.02%	1.25%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.05%↑11.4%	2.48%↑7.2%	2.02%↑2.2%	1.21%↓1.5%	-	-	-	-	-
2025-12	2.73%	2.31%	1.98%	1.23%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	19.94%	98.37%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.05%↓1.8%	2.37%↑26.4%	2.34%↑31.6%	1.45%↓8.5%	1.33%→	1.16%↑23.7%	-	-	-
2025-12	2.09%	1.87%	1.78%	1.59%	1.32%	0.93%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.40%↑13.7%	1.33%↓79.7%	0.48%↓66.1%	0.00%↓100.0%	8.20%↑363.4%	0.00%↓100.0%	3.55%↑190.5%	0.00%↓100.0%	0.00%↓100.0%
2025-12	2.11%	6.59%	1.43%	1.29%	1.77%	2.61%	1.22%	0.43%	1.24%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	1.79%↑55.1%	-	-	-	-	-	-	-	-
2025-12	1.15%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	9.58%↑5.8%	4.16%↑30.1%	2.62%↑20.6%	-	-	-	-	-	-
2025-12	9.05%	3.20%	2.17%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	9.89%↑6.7%	-	-	-	-	-	-	-	-
2025-12	9.27%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.59%↓14.1%	1.58%↓59.5%	-	-	-	-	-	-	-
2025-12	4.18%	3.91%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	6.54%↑3.6%	4.85%↑61.5%	2.62%↑20.6%	-	-	-	-	-	-
2025-12	6.31%	3.01%	2.17%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.51%↑8.3%	2.03%↑3.8%	1.70%↑3.8%	1.25%↓3.3%	1.37%↑3.4%	1.15%↑19.9%	3.55%↑190.5%	0.00%↓100.0%	0.00%↓100.0%
2025-12	2.32%	1.96%	1.64%	1.29%	1.32%	0.96%	1.22%	0.43%	1.24%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.42%↑6.3%	-	-	-	-	-	-	-	-
2025-12	2.27%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.57%↑16.3%	1.40%↓5.7%	-	-	-	-	-	-	-
2025-12	2.21%	1.49%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.60%↑10.5%	2.08%↑4.5%	1.22%→	-	-	-	-	-	-
2025-12	2.35%	1.99%	1.23%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.05%↑11.4%	2.48%↑7.2%	2.02%↑2.2%	1.21%↓1.5%	-	-	-	-	-
2025-12	2.73%	2.31%	1.98%	1.23%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	19.94%	98.37%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.05%↓1.8%	2.37%↑26.4%	2.34%↑31.6%	1.45%↓8.5%	1.33%→	1.16%↑23.7%	-	-	-
2025-12	2.09%	1.87%	1.78%	1.59%	1.32%	0.93%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.40%↑13.7%	1.33%↓79.7%	0.48%↓66.1%	0.00%↓100.0%	8.20%↑363.4%	0.00%↓100.0%	3.55%↑190.5%	0.00%↓100.0%	0.00%↓100.0%
2025-12	2.11%	6.59%	1.43%	1.29%	1.77%	2.61%	1.22%	0.43%	1.24%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	1.79%↑55.1%	-	-	-	-	-	-	-	-
2025-12	1.15%	-	-	-	-	-	-	-	-

* 纵轴=到期月，横轴=放款期数 MOB，Lift = (本月-上月)/上月。

金额段 x 月份热力图 (Amount Segment Heatmap)

Month	4) 3001-4000	2) 1001-2000	6) >5000	5) 4001-5000	3) 2001-3000	1) 0-1000
2026-02	7.89%	7.85%	8.87%	7.64%	8.31%	7.82%
2026-01	8.47%	8.05%	10.19%	7.91%	8.60%	7.82%
2025-12	8.50%	8.32%	9.61%	7.80%	9.01%	8.30%

Month	4) 3001-4000	2) 1001-2000	6) >5000	5) 4001-5000	3) 2001-3000	1) 0-1000
2026-02	4.89%	5.04%	5.98%	4.80%	5.50%	5.09%
2026-01	5.37%	5.20%	6.97%	5.28%	5.59%	5.13%
2025-12	5.45%	5.31%	6.53%	4.93%	5.92%	5.43%

Month	4) 3001-4000	2) 1001-2000	6) >5000	5) 4001-5000	3) 2001-3000	1) 0-1000
2026-02	2.93%	3.00%	3.83%	3.21%	3.39%	3.12%
2026-01	3.31%	3.07%	4.43%	3.16%	3.43%	2.94%
2025-12	3.30%	3.06%	4.25%	2.96%	3.64%	3.11%

Month	4) 3001-4000	2) 1001-2000	6) >5000	5) 4001-5000	3) 2001-3000	1) 0-1000
2026-01	2.45%	2.00%	3.19%	2.21%	2.37%	1.86%
2025-12	2.20%	1.96%	3.04%	1.99%	2.43%	1.95%

High Risk

Med Risk

Low Risk

* Color scale is relative to min/max of each metric.

维度拆解 (Breakdown)

* Comparison: Last 7 Days vs Previous 7 Days

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	4154	8.02% ↑ 3%	4.13% ↓ 4%	2.91% ↑ 20%	-	-	-	0.00% →	0.00% →
新客	8500	15.71% ↓ 2%	13.87% ↑ 3%	11.10% ↑ 5%	-	-	-	0.00% →	0.00% →
新转化老客	207099	7.79% ↓ 9%	4.96% ↓ 5%	2.88% ↓ 6%	-	-	-	0.00% →	0.00% →

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	92272	8.63% ↓ 11%	5.84% ↓ 4%	3.62% ↓ 7%	-	-	-	0.00% →	0.00% →
2	53955	8.43% ↓ 8%	5.25% ↓ 6%	3.42% ↑ 10%	-	-	-	0.00% →	0.00% →
3	40786	7.53% ↑ 3%	4.92% ↑ 4%	3.04% ↑ 13%	-	-	-	0.00% →	0.00% →
4	24121	6.32% ↑ 0%	4.12% ↑ 5%	2.14% ↓ 5%	-	-	-	0.00% →	0.00% →
5	4280	7.45% ↓ 5%	4.82% ↓ 3%	2.68% ↓ 4%	-	-	-	0.00% →	0.00% →
6	4215	5.50% ↓ 1%	3.28% ↓ 3%	2.52% ↑ 50%	-	-	-	0.00% →	0.00% →
7	44	13.11% ↑ 3%	6.68% ↓ 32%	12.67% ↑ 63%	-	-	-	0.00% →	-
8	40	9.56% ↓ 18%	3.82% ↓ 63%	0.00% ↓ 100%	-	-	-	0.00% →	-
9	40	14.92% ↑ 147%	15.68% ↑ 160%	0.00% →	-	-	-	0.00%	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	39058	4.73% ↓ 8%	3.24% ↓ 3%	1.91% ↓ 4%	-	-	-	0.00% →	0.00% →
B	60666	6.07% ↓ 6%	4.21% ↓ 0%	2.35% ↓ 7%	-	-	-	0.00% →	0.00% →
C	33865	9.07% ↓ 3%	6.58% ↑ 6%	4.60% ↑ 17%	-	-	-	0.00% →	0.00% →
D	56710	10.02% ↓ 4%	6.33% ↑ 4%	4.08% ↑ 13%	-	-	-	0.00% →	0.00% →
E	16726	12.02% ↓ 12%	7.60% ↓ 13%	4.94% ↓ 10%	-	-	-	0.00% →	0.00% →
F	10575	13.96% ↓ 10%	7.96% ↓ 17%	4.14% ↓ 26%	-	-	-	0.00% →	0.00% →
G	1554	15.84% ↑ 0%	10.29% ↓ 13%	6.21% ↓ 14%	-	-	-	0.00% →	0.00% →
H	573	17.50% ↓ 16%	11.02% ↓ 23%	4.21% ↓ 57%	-	-	-	0.00% →	0.00% →
Z	1	0.00% →	0.00% →	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	74197	7.68% ↓ 6%	5.06% ↓ 4%	3.24% ↑ 8%	-	-	-	0.00% →	0.00% →
2) 1001-2000	73642	7.88% ↓ 3%	5.12% ↑ 2%	3.13% ↑ 7%	-	-	-	0.00% →	0.00% →
3) 2001-3000	31659	8.25% ↓ 5%	5.48% ↑ 1%	3.53% ↑ 11%	-	-	-	0.00% →	0.00% →
4) 3001-4000	13278	7.79% ↓ 6%	4.79% ↓ 3%	2.54% ↓ 15%	-	-	-	0.00% →	0.00% →
5) 4001-5000	8325	7.78% ↑ 1%	4.97% ↑ 6%	3.65% ↑ 28%	-	-	-	0.00% →	0.00% →
6) >5000	18652	8.78% ↓ 12%	5.96% ↓ 7%	3.61% ↓ 11%	-	-	-	0.00% →	0.00% →

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
新客	8500	15.71% ↓ 2%	13.87% ↑ 3%	11.10% ↑ 5%	-	-	-	0.00% →	0.00% →

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	7056	16.62% ↓ 0%	14.73% ↑ 4%	11.86% ↑ 4%	-	-	-	0.00% →	0.00% →
2	854	10.36% ↓ 11%	8.96% ↑ 6%	5.74% ↑ 18%	-	-	-	0.00% →	0.00% →
3	590	7.30% ↓ 19%	5.53% ↓ 20%	1.57% ↓ 58%	-	-	-	0.00% →	0.00%

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	1018	7.60% ↓ 15%	6.20% ↓ 5%	4.08% ↓ 19%	-	-	-	0.00% →	0.00% →
B	1938	11.85% ↓ 13%	9.99% ↓ 11%	7.30% ↓ 12%	-	-	-	0.00% →	0.00% →
C	2544	18.96% ↑ 5%	17.24% ↑ 15%	13.67% ↑ 13%	-	-	-	0.00% →	0.00% →
D	1785	20.21% ↓ 5%	17.57% ↓ 8%	15.99% ↑ 6%	-	-	-	0.00% →	0.00% →
E	674	23.70% ↑ 9%	22.10% ↑ 9%	16.42% ↑ 1%	-	-	-	0.00% →	0.00% →
F	272	21.27% ↑ 3%	22.37% ↑ 21%	27.19% ↑ 68%	-	-	-	0.00% →	0.00% →
G	116	25.48% ↓ 7%	20.19% ↓ 16%	23.20% ↑ 22%	-	-	-	0.00% →	-
H	152	35.27% ↑ 21%	30.95% ↑ 25%	11.24% ↓ 47%	-	-	-	0.00% →	0.00% →
Z	1	0.00%	0.00%	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	1668	20.24% ↓ 1%	18.15% ↓ 2%	16.48% ↑ 16%	-	-	-	0.00% →	0.00% →
2) 1001-2000	1976	16.56% ↑ 2%	15.10% ↑ 10%	10.69% ↓ 2%	-	-	-	0.00% →	0.00% →
3) 2001-3000	1753	16.08% ↓ 4%	12.96% ↓ 9%	10.79% ↑ 1%	-	-	-	0.00% →	0.00% →
4) 3001-4000	832	12.25% ↓ 11%	10.48% ↓ 1%	6.56% ↓ 14%	-	-	-	0.00% →	0.00% →
5) 4001-5000	376	12.57% ↓ 1%	11.98% ↑ 8%	11.02% ↑ 27%	-	-	-	0.00% →	0.00%
6) >5000	1895	16.06% ↓ 2%	14.44% ↑ 5%	11.72% ↑ 5%	-	-	-	0.00% →	0.00% →

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	4154	8.02% ↑ 3%	4.13% ↓ 4%	2.91% ↑ 20%	-	-	-	0.00% →	0.00% →
新转化老客	207099	7.79% ↓ 9%	4.96% ↓ 5%	2.88% ↓ 6%	-	-	-	0.00% →	0.00% →

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	85216	7.90% ↓ 13%	5.01% ↓ 8%	2.76% ↓ 16%	-	-	-	0.00% →	0.00% →
2	53101	8.39% ↓ 8%	5.18% ↓ 7%	3.37% ↑ 10%	-	-	-	0.00% →	0.00% →
3	40196	7.54% ↑ 4%	4.91% ↑ 4%	3.06% ↑ 14%	-	-	-	0.00% →	0.00% →
4	24121	6.32% ↑ 0%	4.12% ↑ 5%	2.14% ↓ 5%	-	-	-	0.00% →	0.00% →
5	4280	7.45% ↓ 5%	4.82% ↓ 3%	2.68% ↓ 4%	-	-	-	0.00% →	0.00% →
6	4215	5.50% ↓ 1%	3.28% ↓ 3%	2.52% ↑ 50%	-	-	-	0.00% →	0.00% →
7	44	13.11% ↑ 3%	6.68% ↓ 32%	12.67% ↑ 63%	-	-	-	0.00% →	-
8	40	9.56% ↓ 18%	3.82% ↓ 63%	0.00% ↓ 100%	-	-	-	0.00% →	-
9	40	14.92% ↑ 147%	15.68% ↑ 160%	0.00% →	-	-	-	0.00%	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	38040	4.59% ↓ 8%	3.10% ↓ 3%	1.79% ↓ 2%	-	-	-	0.00% →	0.00% →
B	58728	5.73% ↓ 7%	3.87% ↓ 1%	2.04% ↓ 9%	-	-	-	0.00% →	0.00% →
C	31321	7.72% ↓ 7%	5.09% ↓ 2%	3.26% ↑ 8%	-	-	-	0.00% →	0.00% →
D	54925	9.65% ↓ 4%	5.92% ↑ 4%	3.62% ↑ 10%	-	-	-	0.00% →	0.00% →
E	16052	11.57% ↓ 14%	7.04% ↓ 16%	4.45% ↓ 14%	-	-	-	0.00% →	0.00% →
F	10303	13.87% ↓ 10%	7.79% ↓ 18%	3.83% ↓ 31%	-	-	-	0.00% →	0.00% →
G	1438	15.55% →	10.02% ↓ 13%	5.87% ↓ 16%	-	-	-	0.00% →	0.00% →
H	421	15.92% ↓ 22%	9.37% ↓ 32%	3.64% ↓ 61%	-	-	-	0.00% →	0.00% →

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	72529	7.32% ↓ 8%	4.69% ↓ 6%	2.90% ↑ 5%	-	-	-	0.00% →	0.00% →
2) 1001-2000	71666	7.59% ↓ 5%	4.80% ↓ 1%	2.93% ↑ 6%	-	-	-	0.00% →	0.00% →
3) 2001-3000	29906	7.74% ↓ 6%	5.00% →	3.09% ↑ 10%	-	-	-	0.00% →	0.00% →
4) 3001-4000	12446	7.49% ↓ 6%	4.40% ↓ 5%	2.28% ↓ 17%	-	-	-	0.00% →	0.00% →
5) 4001-5000	7949	7.55% ↑ 1%	4.63% ↑ 5%	3.22% ↑ 24%	-	-	-	0.00% →	0.00% →
6) >5000	16757	8.22% ↓ 14%	5.28% ↓ 10%	2.82% ↓ 21%	-	-	-	0.00% →	0.00% →

* Comparison: Current Month vs Last Month

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	5614	8.06% ↑ 6%	4.13% ↓ 3%	2.62% ↑ 19%	2.36% ↑ 22%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
新客	10360	15.62% ↓ 4%	13.60% ↓ 4%	10.71% ↓ 6%	9.98% ↓ 7%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
新转化老客	275286	7.88% ↓ 8%	5.01% ↓ 9%	3.02% ↓ 7%	3.00% ↑ 1%	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	117842	8.67% ↓ 11%	5.81% ↓ 12%	3.72% ↓ 12%	3.70% ↓ 5%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2	74476	8.62% ↑ 1%	5.40% ↓ 1%	3.35% ↑ 4%	3.12% ↑ 8%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3	54181	7.61% ↓ 1%	4.93% ↓ 2%	3.04% ↑ 6%	2.88% ↑ 12%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4	33003	6.20% ↓ 7%	4.03% ↓ 4%	2.14% ↓ 8%	1.97% ↓ 4%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5	5823	7.62% ↓ 2%	4.99% ↑ 3%	3.04% ↑ 16%	3.01% ↑ 32%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6	5775	5.70% ↓ 2%	3.35% ↓ 8%	1.88% ↓ 8%	1.26% ↓ 29%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
7	54	12.50% ↓ 22%	7.12% ↓ 35%	11.08% ↑ 113%	9.19% ↑ 77%	-	-	0.00% ↓ 100%	-
8	52	11.85% ↓ 3%	8.19% ↓ 12%	10.10% ↑ 157%	17.84% ↑ 354%	-	-	0.00% ↓ 100%	-
9	54	9.47% ↓ 1%	9.43% ↑ 79%	0.00% ↓ 100%	0.00% ↓ 100%	-	-	0.00% ↓ 100%	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	50735	4.68% ↓ 12%	3.15% ↓ 13%	1.81% ↓ 15%	1.63% ↓ 16%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
B	80202	6.12% ↓ 9%	4.18% ↓ 9%	2.45% ↓ 13%	2.41% ↓ 5%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
C	45075	9.08% ↓ 3%	6.41% ↓ 4%	4.25% ↓ 3%	3.80% ↓ 7%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
D	75681	10.06% ↓ 3%	6.36% ↓ 3%	4.10% ↑ 5%	3.98% ↑ 11%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
E	22382	12.21% ↓ 8%	7.73% ↓ 12%	5.01% ↓ 10%	4.89% ↓ 4%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
F	14315	13.69% ↓ 11%	7.95% ↓ 17%	4.35% ↓ 22%	4.27% ↓ 16%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
G	2093	15.80% ↓ 15%	10.78% ↓ 15%	6.54% ↓ 19%	6.68% ↓ 14%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
H	744	19.51% ↓ 0%	13.33% ↓ 12%	8.54% ↓ 22%	12.68% ↑ 24%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
Z	2	0.00% →	0.00% →	0.00% →	0.00% →	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	96881	7.82% →	5.09% ↓ 1%	3.12% ↑ 6%	2.72% ↑ 4%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2) 1001-2000	98050	7.85% ↓ 2%	5.04% ↓ 3%	3.00% ↓ 2%	2.64% ↓ 4%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3) 2001-3000	42494	8.31% ↓ 3%	5.50% ↓ 2%	3.39% ↓ 1%	3.15% ↑ 0%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4) 3001-4000	17948	7.89% ↓ 7%	4.89% ↓ 9%	2.93% ↓ 11%	3.10% ↑ 2%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5) 4001-5000	11085	7.64% ↓ 3%	4.80% ↓ 9%	3.21% ↑ 2%	2.70% ↓ 6%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6) >5000	24802	8.87% ↓ 13%	5.98% ↓ 14%	3.83% ↓ 14%	3.96% ↓ 3%	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
新客	10360	15.62% ↓ 4%	13.60% ↓ 4%	10.71% ↓ 6%	9.98% ↓ 7%	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	8554	16.48% ↓ 3%	14.45% ↓ 2%	11.60% ↓ 4%	11.00% ↓ 4%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2	1126	10.61% ↓ 7%	8.77% ↑ 0%	4.71% ↓ 23%	3.72% ↓ 32%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3	680	7.69% ↓ 17%	5.41% ↓ 27%	2.10% ↓ 54%	2.67% ↓ 36%	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	1271	7.65% ↓ 5%	6.00% ↓ 2%	3.96% ↓ 12%	3.81% ↓ 8%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
B	2355	11.95% ↓ 9%	9.94% ↓ 10%	7.37% ↓ 11%	7.13% ↓ 6%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
C	3141	18.49% ↓ 2%	16.39% ↓ 2%	12.70% ↓ 9%	11.30% ↓ 14%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
D	2132	20.81% ↓ 5%	18.45% ↓ 5%	16.47% ↑ 3%	16.96% ↑ 12%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
E	806	23.30% ↑ 7%	21.70% ↑ 10%	17.07% ↑ 1%	17.34% ↑ 7%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
F	329	19.94% ↓ 9%	19.85% →	19.87% ↑ 18%	7.94% ↓ 52%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
G	146	25.26% ↑ 12%	21.06% ↑ 1%	19.37% ↑ 8%	15.70% ↓ 8%	-	-	0.00% ↓ 100%	-
H	179	35.40% ↑ 4%	30.94% ↓ 3%	16.37% ↓ 41%	26.14% ↓ 3%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
Z	1	0.00%	0.00%	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	2007	19.83% ↑ 0%	17.75% ↑ 1%	14.64% ↑ 2%	11.45% ↓ 17%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2) 1001-2000	2311	16.46% ↑ 3%	14.93% ↑ 6%	11.37% ↓ 2%	11.96% ↑ 10%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3) 2001-3000	2135	16.35% ↓ 4%	13.26% ↓ 10%	10.17% ↓ 14%	8.90% ↓ 21%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4) 3001-4000	1032	12.49% ↓ 6%	9.93% ↓ 10%	6.06% ↓ 28%	5.45% ↓ 31%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5) 4001-5000	478	12.11% ↓ 23%	11.37% ↓ 18%	9.73% ↓ 11%	8.06% ↓ 20%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6) >5000	2397	15.89% ↓ 3%	14.09% ↓ 1%	11.49% ↓ 2%	11.02% ↑ 1%	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	5614	8.06% ↑ 6%	4.13% ↓ 3%	2.62% ↑ 19%	2.36% ↑ 22%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
新转化老客	275286	7.88% ↓ 8%	5.01% ↓ 9%	3.02% ↓ 7%	3.00% ↑ 1%	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	109288	7.99% ↓ 13%	5.04% ↓ 15%	3.03% ↓ 14%	3.18% ↓ 2%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2	73350	8.58% ↑ 1%	5.34% ↓ 1%	3.32% ↑ 5%	3.11% ↑ 9%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3	53501	7.61% ↓ 1%	4.92% ↓ 2%	3.05% ↑ 7%	2.88% ↑ 14%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4	33003	6.20% ↓ 7%	4.03% ↓ 4%	2.14% ↓ 8%	1.97% ↓ 4%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5	5823	7.62% ↓ 2%	4.99% ↑ 3%	3.04% ↑ 16%	3.01% ↑ 32%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6	5775	5.70% ↓ 2%	3.35% ↓ 8%	1.88% ↓ 8%	1.26% ↓ 29%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
7	54	12.50% ↓ 22%	7.12% ↓ 35%	11.08% ↑ 113%	9.19% ↑ 77%	-	-	0.00% ↓ 100%	-
8	52	11.85% ↓ 3%	8.19% ↓ 12%	10.10% ↑ 157%	17.84% ↑ 354%	-	-	0.00% ↓ 100%	-
9	54	9.47% ↓ 1%	9.43% ↑ 79%	0.00% ↓ 100%	0.00% ↓ 100%	-	-	0.00% ↓ 100%	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	49464	4.54% ↓ 13%	3.01% ↓ 14%	1.71% ↓ 16%	1.54% ↓ 16%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
B	77847	5.81% ↓ 9%	3.87% ↓ 9%	2.20% ↓ 12%	2.22% ↓ 2%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
C	41934	7.88% ↓ 4%	5.13% ↓ 5%	3.22% ↑ 1%	3.05% ↑ 4%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
D	73549	9.71% ↓ 3%	5.97% ↓ 2%	3.74% ↑ 6%	3.69% ↑ 16%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
E	21576	11.83% ↓ 9%	7.25% ↓ 14%	4.62% ↓ 10%	4.59% ↓ 3%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
F	13986	13.62% ↓ 11%	7.82% ↓ 18%	4.20% ↓ 23%	4.24% ↓ 15%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
G	1947	15.55% ↓ 16%	10.53% ↓ 15%	6.30% ↓ 20%	6.52% ↓ 14%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
H	565	18.29% ↓ 1%	12.08% ↓ 13%	8.08% ↓ 17%	12.15% ↑ 34%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
Z	1	0.00% →	0.00% →	0.00% →	0.00% →	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	94874	7.50% ↓ 1%	4.77% ↓ 2%	2.87% ↑ 7%	2.57% ↑ 8%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2) 1001-2000	95739	7.60% ↓ 3%	4.76% ↓ 5%	2.81% ↓ 2%	2.48% ↓ 3%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3) 2001-3000	40359	7.83% ↓ 4%	5.05% ↓ 1%	3.04% ↑ 2%	2.91% ↑ 8%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4) 3001-4000	16916	7.61% ↓ 7%	4.58% ↓ 9%	2.76% ↓ 8%	2.99% ↑ 9%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5) 4001-5000	10607	7.44% ↓ 1%	4.50% ↓ 7%	2.89% ↑ 4%	2.49% ↓ 1%	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6) >5000	22405	8.36% ↓ 14%	5.38% ↓ 16%	3.24% ↓ 16%	3.54% ↓ 0%	-	-	0.00% ↓ 100%	0.00% ↓ 100%

* Comparison: Latest Day vs Previous Day (Focus on Amount/Batch)

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	570	10.30% ↑ 38%	-	-	-	-	-	-	-
新客	1162	17.22% ↓ 8%	-	-	-	-	-	-	-
新转化老客	26878	8.77% ↑ 0%	-	-	-	-	-	-	-

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	12575	9.82% ↓ 1%	-	-	-	-	-	-	-
2	7376	9.43% ↓ 4%	-	-	-	-	-	-	-
3	4401	8.78% ↑ 18%	-	-	-	-	-	-	-
4	3157	5.52% ↓ 12%	-	-	-	-	-	-	-
5	531	6.88% ↓ 25%	-	-	-	-	-	-	-
6	551	6.33% ↑ 41%	-	-	-	-	-	-	-
7	6	0.00% →	-	-	-	-	-	-	-
8	7	0.00% →	-	-	-	-	-	-	-
9	6	0.00% →	-	-	-	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	5114	5.54% ↑ 6%	-	-	-	-	-	-	-
B	7979	5.98% ↓ 11%	-	-	-	-	-	-	-
C	4407	10.44% →	-	-	-	-	-	-	-
D	7330	11.72% ↑ 3%	-	-	-	-	-	-	-
E	2195	12.86% ↓ 3%	-	-	-	-	-	-	-
F	1301	16.44% ↓ 1%	-	-	-	-	-	-	-
G	205	24.81% ↑ 110%	-	-	-	-	-	-	-
H	75	21.68% ↑ 73%	-	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	9892	8.29% ↑ 4%	-	-	-	-	-	-	-
2) 1001-2000	9376	8.36% ↓ 6%	-	-	-	-	-	-	-
3) 2001-3000	4049	9.72% ↑ 5%	-	-	-	-	-	-	-
4) 3001-4000	1658	9.33% ↑ 4%	-	-	-	-	-	-	-
5) 4001-5000	1112	8.03% ↓ 3%	-	-	-	-	-	-	-
6) >5000	2523	10.03% ↓ 0%	-	-	-	-	-	-	-

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
新客	1162	17.22% ↓ 8%	-	-	-	-	-	-	-

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	972	18.26% ↓ 7%	-	-	-	-	-	-	-
2	101	10.96% ↓ 31%	-	-	-	-	-	-	-
3	89	8.31% ↓ 30%	-	-	-	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	129	9.56% ↓ 23%	-	-	-	-	-	-	-
B	260	12.45% ↓ 4%	-	-	-	-	-	-	-
C	317	20.39% ↓ 11%	-	-	-	-	-	-	-
D	257	25.41% ↑ 13%	-	-	-	-	-	-	-
E	99	18.76% ↓ 33%	-	-	-	-	-	-	-
F	46	5.41% ↓ 52%	-	-	-	-	-	-	-
G	26	32.76% ↑ 156%	-	-	-	-	-	-	-
H	28	43.02% ↑ 102%	-	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	252	19.93% ↑ 7%	-	-	-	-	-	-	-
2) 1001-2000	318	16.37% ↓ 18%	-	-	-	-	-	-	-
3) 2001-3000	239	22.76% ↑ 35%	-	-	-	-	-	-	-
4) 3001-4000	92	19.27% ↑ 77%	-	-	-	-	-	-	-
5) 4001-5000	51	8.04% ↓ 65%	-	-	-	-	-	-	-
6) >5000	210	15.80% ↓ 25%	-	-	-	-	-	-	-

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	570	10.30% ↑ 38%	-	-	-	-	-	-	-
新转化老客	26878	8.77% ↑ 0%	-	-	-	-	-	-	-

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	11603	9.13% ↑ 1%	-	-	-	-	-	-	-
2	7275	9.40% ↓ 3%	-	-	-	-	-	-	-
3	4312	8.79% ↑ 20%	-	-	-	-	-	-	-
4	3157	5.52% ↓ 12%	-	-	-	-	-	-	-
5	531	6.88% ↓ 25%	-	-	-	-	-	-	-
6	551	6.33% ↑ 41%	-	-	-	-	-	-	-
7	6	0.00% →	-	-	-	-	-	-	-
8	7	0.00% →	-	-	-	-	-	-	-
9	6	0.00% →	-	-	-	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	4985	5.35% ↑ 9%	-	-	-	-	-	-	-
B	7719	5.63% ↓ 12%	-	-	-	-	-	-	-
C	4090	9.29% ↑ 5%	-	-	-	-	-	-	-
D	7073	11.21% ↑ 3%	-	-	-	-	-	-	-
E	2096	12.64% →	-	-	-	-	-	-	-
F	1255	16.61% ↓ 0%	-	-	-	-	-	-	-
G	179	24.41% ↑ 107%	-	-	-	-	-	-	-
H	47	18.75% ↑ 57%	-	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	9640	7.91% ↑ 4%	-	-	-	-	-	-	-
2) 1001-2000	9058	8.03% ↓ 5%	-	-	-	-	-	-	-
3) 2001-3000	3810	8.82% ↑ 0%	-	-	-	-	-	-	-
4) 3001-4000	1566	8.75% ↓ 1%	-	-	-	-	-	-	-
5) 4001-5000	1061	8.03% ↑ 5%	-	-	-	-	-	-	-
6) >5000	2313	9.68% ↑ 4%	-	-	-	-	-	-	-

可联性分析 (Contactability Analysis)

Overall (MTD)

24.9% ↓3.3%

Prev: 28.2%

New Users (MTD)

32.0% ↓4.4%

Prev: 36.4%

Old Users (MTD)

24.1% ↓3.1%

Prev: 27.3%

* Connect Rate = Connected Balance / Overdue Balance (Risk View)

3运营效能 (Operations & Efficiency)

自然月回收序时 (Natural Month Recovery Progress)

总览点击任意图表查看详情 ↓

模块	序时目标	实际回收	达成率	进度

目标追踪看板

Day 9 of Month (同日对齐)

当月实际回收率

37.72%

序时目标

37.71%

vs 目标

+0.01%

上月同期(Day 9)

39.01%

vs 上月

-1.29%

模块组级排行

同模块内比达成率，按达成率升序排列

S0 7 组

均值 89%

S0-G Module 接近

S0 | 12人

88%

目标 74.90%

覆盖 99.6% | 拨打 776.3

通话 0.6h

2223105%

2476105%

1873103%

...

239398%

256196%

266195%

S0- B Module 接近

S0 | 12人

88%

目标 74.90%

覆盖 99.5% | 拨打 734.8

通话 0.6h

1867123%

2658108%

2468107%

...

237995%

251594%

186492%

S0-F Module 接近

S0 | 12人

89%

目标 74.90%

覆盖 100.0% | 拨打 795.1

通话 0.8h

1723108%

1819108%

1664107%

...

191294%

256994%

199692%

S0- A Module 接近

S0 | 12人

89%

目标 74.90%

覆盖 100.0% | 拨打 904.0

通话 1.0h

120113%

1192111%

1672108%

...

251298%

171396%

119495%

S0-D Module 接近

S0 | 12人

89%

目标 74.90%

覆盖 100.0% | 拨打 840.0

通话 0.8h

1248113%

1876110%

2405105%

...

202193%

155393%

186290%

S0-E Module 接近

S0 | 12人

89%

目标 74.90%

覆盖 99.9% | 拨打 633.4

通话 0.6h

2628121%

1683107%

1533105%

...

182295%

189891%

146389%

S0-C Module 接近

S0 | 12人

90%

目标 74.90%

覆盖 100.0% | 拨打 897.8

通话 1.0h

1885108%

1962108%

1648108%

...

1859100%

241498%

247795%

S1 8 组

均值 100% 1 组落后

S1-Large F 管理问题

S1_Large | 13人

69%

目标 39.85%

覆盖 100.0% | 拨打 471.3

通话 0.2h

2669108%

182695%

251991%

...

193547%

220641%

241235%

S1-Large B 达标

S1_Large | 16人

101%

目标 39.85%

覆盖 100.0% | 拨打 1425.2

通话 0.5h

2312122%

1812121%

1478119%

...

266788%

266687%

240282%

S1-Small A 达标

S1_Small | 10人

101%

目标 39.85%

覆盖 99.9% | 拨打 1219.9

通话 0.6h

1708115%

118109%

2331109%

...

187796%

161294%

222492%

S1-Large A 达标

S1_Large | 16人

102%

目标 39.85%

覆盖 100.0% | 拨打 1406.8

通话 0.7h

2664123%

1927118%

2662117%

...

245781%

231381%

266376%

S1-Large C 达标

S1_Large | 16人

103%

目标 39.85%

覆盖 100.0% | 拨打 1374.3

通话 0.7h

2085128%

1830127%

2048125%

...

268686%

136482%

245870%

S1-Large E 达标方差大

S1_Large | 25人

104%

目标 39.85%

覆盖 100.0% | 拨打 807.6

通话 0.4h

1935184%

2669146%

1930140%

...

221053%

239248%

191342%

S1-Small B 达标

S1_Small | 10人

106%

目标 39.85%

覆盖 100.0% | 拨打 1437.1

通话 0.9h

2717154%

2208121%

2614116%

...

1372103%

226892%

199783%

S1-Large D 标杆方差大

S1_Large | 15人

118%

目标 39.85%

覆盖 100.0% | 拨打 1014.3

通话 0.5h

1913173%

2392168%

1786163%

...

169282%

264881%

268860%

S2 4 组

均值 86% 3 组落后

S2-Large B 落后方差大

S2_Large | 11人

74%

目标 9.19%

覆盖 100.0% | 拨打 1216.5

通话 0.6h

2475131%

252291%

258289%

...

267251%

168137%

170433%

S2-Large A 策略问题

S2_Large | 11人

77%

目标 9.19%

覆盖 100.0% | 拨打 1397.3

通话 0.7h

1958110%

222192%

146789%

...

176357%

240352%

208151%

S2-Large C 策略问题

S2_Large | 11人

80%

目标 9.19%

覆盖 100.0% | 拨打 1522.7

通话 0.7h

2342127%

182894%

185894%

...

221661%

247857%

144240%

S2-Small A 标杆方差大

S2_Small | 8人

112%

目标 9.19%

覆盖 99.0% | 拨打 1254.4

通话 1.0h

1406152%

2373145%

2472121%

...

272491%

247486%

187762%

M1 3 组

均值 90% 2 组落后

M1-Large B 策略问题

M1_Large | 13人

70%

目标 4.23%

覆盖 99.5% | 拨打 1365.5

通话 0.5h

245495%

222293%

271890%

...

169346%

272045%

196338%

M1-Large A 策略问题方差大

M1_Large | 13人

83%

目标 4.23%

覆盖 99.4% | 拨打 1402.0

通话 0.6h

2673136%

1726127%

2486107%

...

166348%

9747%

135745%

M1-Small A 标杆方差大

M1_Small | 7人

118%

目标 4.23%

覆盖 86.7% | 拨打 1299.4

通话 0.9h

2738212%

2479124%

1823120%

...

272595%

245594%

271673%

运营归因分析 (Operational Attribution)

视角:

点击 Treemap 查看详情

智能诊断 (Smart Diagnostics)

关键发现 (Key Findings)

多月趋势追踪 (Multi-Month Trend)

模块	组名	24.12月达成	25.01月达成	25.02月达成	25.03月达成	25.04月达成	25.05月达成	25.06月达成	25.07月达成	25.08月达成	25.09月达成	25.10月达成	25.11月达成	25.12月达成	26.01月达成	26.02月达成	趋势	覆盖率趋势	诊断	潜在提升

修复优先级 (Uplift Priority) — 如达到模块均值可带来的提升

诊断方法论

投入产出矩阵：横轴「勤奋度」= (覆盖率 / 模块均值 + 拨打量 / 模块均值) / 2，纵轴「达成率」= 实际回收 / 序时目标。同模块内对比，消除跨模块基数差异。

全面优秀 (高投入 + 高达成)：标杆组，可提炼经验推广。

策略优秀 (低投入 + 高达成)：效率高，关注案件质量是否优于其他组。

管理问题 (低投入 + 低达成)：拨打量/覆盖率低于均值，建议检查出勤和工作量。

策略问题 (高投入 + 低达成)：很努力但效果差，建议优化话术策略或排查案件分配。

智能诊断规则：

管理问题：达成率 < 85% 且覆盖率或拨打量 < 模块均值 80%

策略问题：达成率 < 85% 但覆盖率和拨打量 ≥ 模块均值 95%

管理不均：组内经办达成率标准差 > 0.25

趋势恶化：连续 2+ 月同日(Day N)回收率环比下降

标杆：达成率连续 ≥ 110%，可提炼经验带教

同日对齐：所有对比均取当月最新 Day 在历史月对齐

投入产出矩阵

勤奋度 = 覆盖率+拨打量相对模块均值

全面优秀

组

策略优秀

组

策略问题

组

管理问题

组

组	达成率	勤奋度	覆盖率	拨打量	象限
S1-Large F S1	69%	71%	100.0%	471.3	管理问题
S1-Large E S1	104%	85%	100.0%	807.6	策略优秀
S0-E Module S0	89%	90%	99.9%	633.4	管理问题
M1-Small A M1	118%	93%	86.7%	1299.4	策略优秀
S1-Large D S1	118%	94%	100.0%	1014.3	策略优秀
S2-Large B S2	74%	95%	100.0%	1216.5	管理问题
S0- B Module S0	88%	96%	99.5%	734.8	管理问题
S2-Small A S2	112%	96%	99.0%	1254.4	策略优秀
S0-G Module S0	88%	99%	99.6%	776.3	管理问题
S0-F Module S0	89%	100%	100.0%	795.1	管理问题
S2-Large A S2	77%	102%	100.0%	1397.3	策略问题
M1-Large B M1	70%	103%	99.5%	1365.5	策略问题
S0-D Module S0	89%	103%	100.0%	840.0	策略问题
S1-Small A S1	101%	103%	99.9%	1219.9	全面优秀
M1-Large A M1	83%	104%	99.4%	1402.0	策略问题
S0-C Module S0	90%	106%	100.0%	897.8	策略问题
S2-Large C S2	80%	107%	100.0%	1522.7	策略问题
S0- A Module S0	89%	107%	100.0%	904.0	策略问题
S1-Large C S1	103%	110%	100.0%	1374.3	全面优秀
S1-Large A S1	102%	111%	100.0%	1406.8	全面优秀
S1-Large B S1	101%	112%	100.0%	1425.2	全面优秀
S1-Small B S1	106%	113%	100.0%	1437.1	全面优秀

智能诊断

紧急 5 关注 9 参考 3 共 17 项

紧急策略问题

M1_Large > M1-Large A — 达成率 83%，勤奋但低效

覆盖率 99.4%(模块均值 95.2%) | 拨打量 1402.0(模块均值 1355.6)

→ 拨打量正常但回收差，建议优化话术/策略，或排查案件质量

紧急策略问题

M1_Large > M1-Large B — 达成率 70%，勤奋但低效

覆盖率 99.5%(模块均值 95.2%) | 拨打量 1365.5(模块均值 1355.6)

→ 拨打量正常但回收差，建议优化话术/策略，或排查案件质量

紧急管理问题

S1_Large > S1-Large F — 达成率 69%，勤奋度低

覆盖率 100.0%(模块均值 100.0%) | 拨打量 471.3(模块均值 1144.6)

→ 拨打量和覆盖率显著低于同模块平均，建议检查出勤和工作安排

紧急策略问题

S2_Large > S2-Large A — 达成率 77%，勤奋但低效

覆盖率 100.0%(模块均值 99.7%) | 拨打量 1397.3(模块均值 1347.7)

→ 拨打量正常但回收差，建议优化话术/策略，或排查案件质量

紧急策略问题

S2_Large > S2-Large C — 达成率 80%，勤奋但低效

覆盖率 100.0%(模块均值 99.7%) | 拨打量 1522.7(模块均值 1347.7)

→ 拨打量正常但回收差，建议优化话术/策略，或排查案件质量

关注管理不均

M1_Large > M1-Large A — 经办间差异大（13人）

组内标准差 0.28 | 最高: 2673(136%) vs 最低: 1357(45%)